American Business Bank

AMBZOTCFinancial Services● Active

$72.94

$-0.05(-0.07%)

Market Cap$649176576

P/E Ratio—

52W High$73.64

52W Low$42.1

Avg Volume9K

Open$72.47

Beta0.24

Cash on Hand Financials Revenue

American Business Bank (AMBZ) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

AMBZ · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$736.9M

FY · as of Dec 31, 2025 · Reported in USD

Cash & Cash Equiv. (CCE)

$245.5M

cashAndCashEquivalents

Short-Term Investments

$491.4M

shortTermInvestments

YoY Change vs Prior Year

—

vs prior fiscal year

Latest Quarter

$61.9M

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$736.9MCash on Hand

Total Debt$0Total Debt

Net Cash / Net Debt+$736.9MNet Cash Position

Cash vs Debt Ratio

Cash 100%American Business Bank cash as % of market cap: 113.52%% · MCap $1BDebt 0%

American Business Bank has a net cash position of $736.9M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$736.9M − $0 = +$736.9M

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

AMBZ annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

AMBZ cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$736.9M—

Dec 31, 2024FY$0.0M-100.0%

Dec 31, 2023FY$654.4M-8.6%

Dec 31, 2022FY$715.9M-51.2%

Dec 31, 2021FY$1.47B+23.8%

AMBZ cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

AMBZ vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$429B2.5%

American Business BankYOU

AMBZ

$736.9M$649M113.5%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

American Business Bank (AMBZ) cash on hand as of December 31, 2025 is $736.9M, comprising $245.5M in cash and cash equivalents (CCE) plus $491.4M in short-term investments — reported as American Business Bank cash and short-term investments on the balance sheet (10-K filing). Also referred to as American Business Bank cash reserves or cash position.

American Business Bank annual cash on hand history shows decreased — in 2025: decreased — in 2025. American Business Bank cash reserves in 2025 reflect the company's capital allocation strategy.

American Business Bank carries total debt of $0 against cash of $736.9M, resulting in a net cash position of +$736.9M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

AMBZ cash on hand · 5 questions

As of December 31, 2025, American Business Bank (AMBZ) has $736,916,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $245,529,000 in cash and cash equivalents (CCE) plus $491,387,000 in short-term investments. Latest quarter (March 31, 2026): $61,943,000. Data sourced from the annual 10-K filing via FMP.

AMBZ cash on handAMBZ cash reservesAMBZ cash 2025how much cash does AMBZ have

▸ Source: FMP /balance-sheet-statement · US GAAP · American Business Bank · American Business Bank SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025