Atlanticus Holdings Corporation

ATLCPNASDAQFinancial Services● Active

$24.01

$-0.30(-1.23%)

Market Cap$362980803

P/E Ratio—

52W High$25

52W Low$20.46

Avg Volume6K

Open$23.90

Beta2.16

Cash on Hand Financials Revenue

Atlanticus Holdings Corporation (ATLCP) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

ATLCP · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$621.1M▲ +65.4% vs prior year

FY · as of Dec 31, 2025 · Reported in USD

Cash & Cash Equiv. (CCE)

$621.1M

cashAndCashEquivalents

Short-Term Investments

shortTermInvestments

YoY Change vs Prior Year

+65.4%

vs prior fiscal year

Latest Quarter

$804.1M

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$621.1MCash on Hand

Total Debt$6.54BTotal Debt

Net Cash / Net Debt−$5.92BNet Debt Position

Cash vs Debt Ratio

Cash 9%Atlanticus Holdings Corporation cash as % of market cap: 171.11%% · MCap $0BDebt 91%

Atlanticus Holdings Corporation carries a net debt position of $5.92B. Total debt ($6.54B) exceeds cash on hand ($621.1M). Atlanticus Holdings Corporation cash vs debt ratio: 9% cash / 91% debt.

Net Cash = Cash & ST Investments − Total Debt$621.1M − $6.54B = −$5.92B

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

ATLCP annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

ATLCP cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$621.1M+65.4%

Dec 31, 2024FY$375.4M+10.6%

Dec 31, 2023FY$339.3M-11.9%

Dec 31, 2022FY$385.0M-6.0%

Dec 31, 2021FY$409.7M+130.0%

ATLCP cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

ATLCP vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$429B2.5%

Atlanticus Holdings CorporationYOU

ATLCP

$621.1M$363M171.1%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Atlanticus Holdings Corporation (ATLCP) cash on hand as of December 31, 2025 is $621.1M, comprising $621.1M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Atlanticus Holdings Corporation cash and short-term investments on the balance sheet (10-K filing). Also referred to as Atlanticus Holdings Corporation cash reserves or cash position.

Atlanticus Holdings Corporation annual cash on hand history shows increased +65.4% in 2025: increased +65.4% in 2025. Atlanticus Holdings Corporation cash reserves in 2025 reflect the company's capital allocation strategy.

Atlanticus Holdings Corporation carries total debt of $6.54B against cash of $621.1M, resulting in a net debt position of -$5.92B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

ATLCP cash on hand · 5 questions

As of December 31, 2025, Atlanticus Holdings Corporation (ATLCP) has $621,093,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $621,093,000 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $804,059,000. Data sourced from the annual 10-K filing via FMP.

ATLCP cash on handATLCP cash reservesATLCP cash 2025how much cash does ATLCP have

▸ Source: FMP /balance-sheet-statement · US GAAP · Atlanticus Holdings Corporation · Atlanticus Holdings Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025