Southern California Bancorp
BCALNASDAQFinancial Services● Active
$19.39
+$0.13(+0.67%)
Market Cap$623675937
P/E Ratio—
52W High$20.47
52W Low$14.07
Southern California Bancorp (BCAL) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
BCAL · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 28, 2026EPS Actual
$0.42
Est. $0.41 · +2.4%
Revenue
$0.04B
Est. $0.04B · +0.2%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 28, 2026
After Market Close
▲ Beat EPS🔥 7-Quarter EPS Beat Streak
BCAL reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Rev. $0.58B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
Rev. Est.$0.58B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 27, 2026 | $0.41 | — | — | — | $0.05B | — |
| ▲ Q2 FY2026 | Apr 28, 2026 | $0.41 | $0.42 | +2.4% | $0.04B | $0.04B | +0.2% |
| ▲ Q1 FY2026 | Jan 28, 2026 | $0.44 | $0.50 | +13.6% | $0.05B | $0.05B | +1.9% |
| ▲ Q4 FY2025 | Oct 28, 2025 | $0.39 | $0.48 | +23.1% | $0.06B | $0.05B | +31.8% |
| — Q3 FY2025 | Jul 28, 2025 | $0.43 | $0.43 | +0.0% | $0.06B | $0.04B | +33.7% |
| ▲ Q2 FY2025 | Apr 24, 2025 | $0.38 | $0.52 | +36.8% | $0.06B | $0.04B | +32.8% |
| ▲ Q1 FY2025 | Jan 29, 2025 | $0.44 | $0.53 | +20.4% | $0.05B | $0.05B | -2.9% |
| ▲ Q4 FY2024 | Oct 29, 2024 | $0.05 | $0.33 | +560.0% | $0.04B | $0.05B | -18.0% |
Q3 FY2026
Jul 27, 2026
EPS Actual
—
EPS Est.
$0.41
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 28, 2026Beat
EPS Actual
$0.42
EPS Est.
$0.41
EPS Surpr.
+2.4%
Revenue
$0.04B
Q1 FY2026
Jan 28, 2026Beat
EPS Actual
$0.50
EPS Est.
$0.44
EPS Surpr.
+13.6%
Revenue
$0.05B
Q4 FY2025
Oct 28, 2025Beat
EPS Actual
$0.48
EPS Est.
$0.39
EPS Surpr.
+23.1%
Revenue
$0.06B
Q3 FY2025
Jul 28, 2025
EPS Actual
$0.43
EPS Est.
$0.43
EPS Surpr.
+0.0%
Revenue
$0.06B
Q2 FY2025
Apr 24, 2025Beat
EPS Actual
$0.52
EPS Est.
$0.38
EPS Surpr.
+36.8%
Revenue
$0.06B
Q1 FY2025
Jan 29, 2025Beat
EPS Actual
$0.53
EPS Est.
$0.44
EPS Surpr.
+20.4%
Revenue
$0.05B
Q4 FY2024
Oct 29, 2024Beat
EPS Actual
$0.33
EPS Est.
$0.05
EPS Surpr.
+560.0%
Revenue
$0.04B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.48 | $0.48 | $0.49 | 1 |
| Q3 FY2027 | $0.47 | $0.47 | $0.48 | 1 |
| Q2 FY2027 | $0.44 | $0.45 | $0.45 | 1 |
| Q1 FY2027 | $0.42 | $0.43 | $0.43 | 1 |
| Q4 FY2026 | $0.42 | $0.43 | $0.43 | 1 |
| Q3 FY2026 | $0.41 | $0.41 | $0.42 | 3 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.0B | $0.0B | $0.1B | 2 |
| Q2 FY2027 | $0.0B | $0.0B | $0.0B | 2 |
| Q1 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q4 FY2026 | $0.0B | $0.0B | $0.0B | 2 |
| Q3 FY2026 | $0.0B | $0.0B | $0.0B | 3 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 28, 2026 | +2.4% | $18.84 | $18.92 | +0.42% |
| ▲ Q1 FY2026 | Jan 28, 2026 | +13.6% | $18.43 | $18.37 | -0.33% |
| ▲ Q4 FY2025 | Oct 28, 2025 | +23.1% | $17.21 | $17.70 | +2.85% |
| ▲ Q3 FY2025 | Jul 28, 2025 | +0.0% | $16.04 | $16.07 | +0.19% |
| ▲ Q2 FY2025 | Apr 24, 2025 | +36.8% | $13.06 | $13.48 | +3.22% |
| ▲ Q1 FY2025 | Jan 29, 2025 | +20.4% | $15.43 | $16.27 | +5.44% |
| ▲ Q4 FY2024 | Oct 29, 2024 | +560.0% | $14.27 | $14.38 | +0.77% |
| ▼ Q3 FY2024 | Aug 12, 2024 | -88.9% | $14.36 | $14.05 | -2.16% |
Q2 FY2026+0.42%
Report Date
Apr 28, 2026
EPS Beat/Miss
+2.4%
Price Before
$18.84
Price After
$18.92
Q1 FY2026-0.33%
Report Date
Jan 28, 2026
EPS Beat/Miss
+13.6%
Price Before
$18.43
Price After
$18.37
Q4 FY2025+2.85%
Report Date
Oct 28, 2025
EPS Beat/Miss
+23.1%
Price Before
$17.21
Price After
$17.70
Q3 FY2025+0.19%
Report Date
Jul 28, 2025
EPS Beat/Miss
+0.0%
Price Before
$16.04
Price After
$16.07
Q2 FY2025+3.22%
Report Date
Apr 24, 2025
EPS Beat/Miss
+36.8%
Price Before
$13.06
Price After
$13.48
Q1 FY2025+5.44%
Report Date
Jan 29, 2025
EPS Beat/Miss
+20.4%
Price Before
$15.43
Price After
$16.27
Q4 FY2024+0.77%
Report Date
Oct 29, 2024
EPS Beat/Miss
+560.0%
Price Before
$14.27
Price After
$14.38
Q3 FY2024-2.16%
Report Date
Aug 12, 2024
EPS Beat/Miss
-88.9%
Price Before
$14.36
Price After
$14.05
Avg Beat Reaction+1.79%
Avg Miss Reaction-2.16%
Beat Rate7 / 8 quarters
Largest Move+5.44% (Q1 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: BCAL ends December
Southern California Bancorp (BCAL) most recently reported earnings on April 28, 2026 for Q2 FY2026, posting EPS of $0.42 — beating the analyst consensus of $0.41 by +2.4%. BCAL has beaten EPS estimates for 7 consecutive quarters. The next BCAL earnings date is expected around September 1, 2026.
Each quarter, investors track BCAL earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. BCAL revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
BCAL's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
BCAL earnings · 5 questionsSouthern California Bancorp's next earnings report is expected around September 1, 2026. BCAL typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; BCAL historically reports after market close (AMC).
BCAL earnings datewhen is BCAL earningsBCAL next earnings datewhen does BCAL report earningsBCAL earnings calendar
▸ Source: FMP · Southern California Bancorp SEC filings · US GAAP · Southern California Bancorp SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026