Bank First Corporation

BFCNASDAQFinancial Services● Active

$141.36

+$1.02(+0.72%)

Market Cap$1.6B

P/E Ratio—

52W High$153

52W Low$109.11

Avg Volume100K

Open$141.20

Beta0.42

Free Cash Flow Financials Revenue

Bank First Corporation (BFC) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

BFC · free cash flow · updated Jun 8, 2026

Core FCF metrics

BFC · FCF · TTM · margin & CAGR

Free cash flow was $51.0M for FY2025 (fiscal year ending 2025-12-31), down 12.9% year-over-year The FCF margin was 21.2%. Five-year CAGR stands at +7.5%.

FY2025 Free Cash Flow$51.0M▼ -12.9% YoY

Trailing 12M (TTM)$30.1Mtrailing 4 quarters sum

FCF Margin21.2%$51.0M ÷ revenue

3-Year CAGR+15.5%FY2022 → FY2025

5-Year CAGR+7.5%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

BFC · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$62.5M(11M)$51.0M▼ 12.9%21.2%

FY2024$65.8M(7M)$58.6M▲ +48.6%26.3%

FY2023$52.9M(13M)$39.5M▲ +19.1%21.2%

FY2022$40.0M(7M)$33.1M▲ +5.0%25.3%

FY2021$40.3M(9M)$31.6M▼ 11.3%27.0%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

BFC · P/FCF · FCF yield · FCF per share

Bank First Corporation (BFC) trades at a FCF yield of 1.89% and a price-to-free-cash-flow ratio of 46.2x. FCF per share stands at $3.06, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

1.89%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$3.06

TTM FCF ÷ Shares Outstanding

Price / FCF

x46.2

Share Price ÷ FCF per Share

EV / FCF (TTM)

x43.8

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

BFC · cash flow statement · operating / investing / financing

For FY2025, Bank First Corporation generated $62.5M in operating cash flow and spent 11M in capital expenditures, yielding $51.0M in free cash flow.

Operating Activities

+$62.5M

Cash from core business operations

2025-12-31

Investing Activities

−$16.0M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$64.6M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($62.5M) − |CapEx| (11M) = FCF ($51.0M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

BFC vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Bank First CorporationYOU

BFC

$51.0M-12.9%21.2%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Bank First Corporation (BFC) reported free cash flow of $51.0M for FY2025 (fiscal year ending 2025-12-31), down 12.9% year-over-year. The FCF margin was 21.2%.

Based on available data, Bank First Corporation has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $58.6M in FY2024. The 5-year CAGR stands at +7.5%.

Bank First Corporation's FCF yield is 1.89% and price-to-FCF ratio is 46.2x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

BFC free cash flow · 8 questions

Bank First Corporation free cash flow was $51.0M for FY2025, down 12.9% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $30.1M.

BFC free cash flowBFC FCFBFC FCF 2025BFC free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Bank First Corporation · Bank First Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026