Bank of Montreal
BMO.TOTSXFinancial Services● Active
$230.85
+$1.62(+0.71%)
Market Cap$161.7B
P/E Ratio—
52W High$231.95
52W Low$143.35
Bank of Montreal (BMO.TO) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
BMO.TO · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: May 27, 2026EPS Actual
$3.73
Est. $3.51 · +6.3%
Revenue
$9.72B
Est. $9.49B · +2.5%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
May 27, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue🔥 6-Quarter EPS Beat Streak
BMO.TO reports quarterly as a TSX-listed Banks - Diversified company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.21
Rev. $0.72B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.21
Rev. Est.$0.72B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 25, 2026 | $3.71 | — | — | — | $9.73B | — |
| ▲ Q2 FY2026 | May 27, 2026 | $3.51 | $3.73 | +6.3% | $9.72B | $9.49B | +2.5% |
| ▲ Q1 FY2026 | Feb 25, 2026 | $3.21 | $3.48 | +8.4% | $9.84B | $9.52B | +3.4% |
| ▲ Q4 FY2025 | Dec 4, 2025 | $3.00 | $3.24 | +8.0% | $19.28B | $8.92B | +116.3% |
| ▲ Q3 FY2025 | Aug 25, 2025 | $2.95 | $3.20 | +8.5% | $19.19B | $8.82B | +117.6% |
| ▲ Q2 FY2025 | May 27, 2025 | $2.52 | $2.61 | +3.6% | $19.24B | $8.68B | +121.6% |
| ▲ Q1 FY2025 | Feb 25, 2025 | $2.40 | $3.02 | +25.8% | $20.44B | $8.57B | +138.6% |
| ▼ Q4 FY2024 | Dec 5, 2024 | $2.47 | $1.92 | -22.3% | $19.74B | $8.50B | +132.2% |
Q3 FY2026
Aug 25, 2026
EPS Actual
—
EPS Est.
$3.71
EPS Surpr.
—
Revenue
—
Q2 FY2026
May 27, 2026Beat
EPS Actual
$3.73
EPS Est.
$3.51
EPS Surpr.
+6.3%
Revenue
$9.72B
Q1 FY2026
Feb 25, 2026Beat
EPS Actual
$3.48
EPS Est.
$3.21
EPS Surpr.
+8.4%
Revenue
$9.84B
Q4 FY2025
Dec 4, 2025Beat
EPS Actual
$3.24
EPS Est.
$3.00
EPS Surpr.
+8.0%
Revenue
$19.28B
Q3 FY2025
Aug 25, 2025Beat
EPS Actual
$3.20
EPS Est.
$2.95
EPS Surpr.
+8.5%
Revenue
$19.19B
Q2 FY2025
May 27, 2025Beat
EPS Actual
$2.61
EPS Est.
$2.52
EPS Surpr.
+3.6%
Revenue
$19.24B
Q1 FY2025
Feb 25, 2025Beat
EPS Actual
$3.02
EPS Est.
$2.40
EPS Surpr.
+25.8%
Revenue
$20.44B
Q4 FY2024
Dec 5, 2024Miss
EPS Actual
$1.92
EPS Est.
$2.47
EPS Surpr.
-22.3%
Revenue
$19.74B
Analyst Estimates
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $4.85 | $4.93 | $5.04 | 5 |
| Q3 FY2028 | $4.88 | $4.96 | $5.08 | 5 |
| Q2 FY2028 | $4.34 | $4.41 | $4.51 | 5 |
| Q1 FY2028 | $4.44 | $4.52 | $4.62 | 5 |
| Q4 FY2027 | $4.13 | $4.20 | $4.30 | 4 |
| Q3 FY2027 | $4.18 | $4.25 | $4.35 | 4 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $11.6B | $11.8B | $12.0B | 1 |
| Q3 FY2028 | $11.4B | $11.6B | $11.8B | 1 |
| Q2 FY2028 | $10.6B | $10.7B | $10.9B | 1 |
| Q1 FY2028 | $10.6B | $10.8B | $11.0B | 1 |
| Q4 FY2027 | $10.4B | $10.5B | $10.7B | 2 |
| Q3 FY2027 | $10.2B | $10.3B | $10.5B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | May 27, 2026 | +6.3% | $223.64 | $225.53 | +0.85% |
| ▲ Q1 FY2026 | Feb 25, 2026 | +8.4% | $195.06 | $202.52 | +3.82% |
| ▲ Q4 FY2025 | Dec 4, 2025 | +8.0% | $177.02 | $176.82 | -0.11% |
| ▲ Q3 FY2025 | Aug 25, 2025 | +8.5% | $158.68 | $157.78 | -0.57% |
| ▲ Q2 FY2025 | May 27, 2025 | +3.6% | $143.87 | $144.86 | +0.69% |
| ▲ Q1 FY2025 | Feb 25, 2025 | +25.8% | $142.35 | $149.09 | +4.73% |
| ▼ Q4 FY2024 | Dec 5, 2024 | -22.3% | $134.15 | $139.73 | +4.16% |
| ▼ Q3 FY2024 | Aug 27, 2024 | -4.3% | $119.77 | $112.04 | -6.45% |
Q2 FY2026+0.85%
Report Date
May 27, 2026
EPS Beat/Miss
+6.3%
Price Before
$223.64
Price After
$225.53
Q1 FY2026+3.82%
Report Date
Feb 25, 2026
EPS Beat/Miss
+8.4%
Price Before
$195.06
Price After
$202.52
Q4 FY2025-0.11%
Report Date
Dec 4, 2025
EPS Beat/Miss
+8.0%
Price Before
$177.02
Price After
$176.82
Q3 FY2025-0.57%
Report Date
Aug 25, 2025
EPS Beat/Miss
+8.5%
Price Before
$158.68
Price After
$157.78
Q2 FY2025+0.69%
Report Date
May 27, 2025
EPS Beat/Miss
+3.6%
Price Before
$143.87
Price After
$144.86
Q1 FY2025+4.73%
Report Date
Feb 25, 2025
EPS Beat/Miss
+25.8%
Price Before
$142.35
Price After
$149.09
Q4 FY2024+4.16%
Report Date
Dec 5, 2024
EPS Beat/Miss
-22.3%
Price Before
$134.15
Price After
$139.73
Q3 FY2024-6.45%
Report Date
Aug 27, 2024
EPS Beat/Miss
-4.3%
Price Before
$119.77
Price After
$112.04
Avg Beat Reaction+1.57%
Avg Miss Reaction-1.15%
Beat Rate6 / 8 quarters
Largest Move-6.45% (Q3 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: BMO.TO ends December
Bank of Montreal (BMO.TO) most recently reported earnings on May 27, 2026 for Q2 FY2026, posting EPS of $3.73 — beating the analyst consensus of $3.51 by +6.3%. BMO.TO has beaten EPS estimates for 6 consecutive quarters. The next BMO.TO earnings date is expected around September 1, 2026.
Each quarter, investors track BMO.TO earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. BMO.TO revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
BMO.TO's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
BMO.TO earnings · 5 questionsBank of Montreal's next earnings report is expected around September 1, 2026. BMO.TO typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; BMO.TO historically reports after market close (AMC).
BMO.TO earnings datewhen is BMO.TO earningsBMO.TO next earnings datewhen does BMO.TO report earningsBMO.TO earnings calendar
▸ Source: FMP · Bank of Montreal SEC filings · US GAAP · Bank of Montreal SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026