Bank of the Philippine Islands
BPHLYOTCFinancial Services● Active
$30.91
+$0.01(+0.05%)
Market Cap$409210015
P/E Ratio—
52W High$50.5
52W Low$27
Bank of the Philippine Islands (BPHLY) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
BPHLY · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 20, 2026EPS Actual
$1.04
Est. $1.12 · -7.1%
Revenue
$0.84B
Est. $0.86B · -3.0%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 20, 2026
After Market Close
▼ Miss EPS▼ Miss Revenue
BPHLY reports quarterly as a OTC-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.12
Rev. $4.47B
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.12
Rev. Est.$4.47B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 16, 2026 | $1.04 | — | — | — | $0.85B | — |
| ▼ Q2 FY2026 | Apr 20, 2026 | $1.12 | $1.04 | -7.1% | $0.84B | $0.86B | -3.0% |
| ▲ Q1 FY2026 | Feb 2, 2026 | $0.92 | $1.02 | +10.9% | $0.88B | $0.84B | +4.5% |
| ▲ Q4 FY2025 | Oct 15, 2025 | $1.06 | $22.84 | +2054.7% | $1.15B | $0.85B | +35.9% |
| ▲ Q3 FY2025 | Jul 24, 2025 | $1.09 | $21.82 | +1901.8% | $1.13B | $0.83B | +35.8% |
| ▲ Q2 FY2025 | Apr 21, 2025 | $1.14 | $22.04 | +1833.3% | $1.07B | $0.79B | +34.3% |
| ▲ Q1 FY2025 | Feb 10, 2025 | $1.05 | $18.35 | +1647.6% | $1.05B | $0.77B | +36.6% |
| ▲ Q4 FY2024 | Oct 17, 2024 | $1.07 | $23.47 | +2093.5% | $1.07B | $0.74B | +44.9% |
Q3 FY2026
Jul 16, 2026
EPS Actual
—
EPS Est.
$1.04
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 20, 2026Miss
EPS Actual
$1.04
EPS Est.
$1.12
EPS Surpr.
-7.1%
Revenue
$0.84B
Q1 FY2026
Feb 2, 2026Beat
EPS Actual
$1.02
EPS Est.
$0.92
EPS Surpr.
+10.9%
Revenue
$0.88B
Q4 FY2025
Oct 15, 2025Beat
EPS Actual
$22.84
EPS Est.
$1.06
EPS Surpr.
+2054.7%
Revenue
$1.15B
Q3 FY2025
Jul 24, 2025Beat
EPS Actual
$21.82
EPS Est.
$1.09
EPS Surpr.
+1901.8%
Revenue
$1.13B
Q2 FY2025
Apr 21, 2025Beat
EPS Actual
$22.04
EPS Est.
$1.14
EPS Surpr.
+1833.3%
Revenue
$1.07B
Q1 FY2025
Feb 10, 2025Beat
EPS Actual
$18.35
EPS Est.
$1.05
EPS Surpr.
+1647.6%
Revenue
$1.05B
Q4 FY2024
Oct 17, 2024Beat
EPS Actual
$23.47
EPS Est.
$1.07
EPS Surpr.
+2093.5%
Revenue
$1.07B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $70.63 | $70.93 | $71.23 | 1 |
| Q3 FY2028 | $82.28 | $82.63 | $82.98 | 1 |
| Q2 FY2028 | $80.28 | $80.62 | $80.96 | 1 |
| Q1 FY2028 | $80.05 | $80.39 | $80.73 | 1 |
| Q4 FY2027 | $62.92 | $63.18 | $63.45 | 1 |
| Q3 FY2027 | $73.82 | $74.13 | $74.44 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $66.2B | $66.5B | $66.7B | 1 |
| Q3 FY2028 | $63.7B | $63.9B | $64.1B | 1 |
| Q2 FY2028 | $61.9B | $62.1B | $62.3B | 1 |
| Q1 FY2028 | $60.8B | $61.0B | $61.2B | 1 |
| Q4 FY2027 | $60.0B | $60.2B | $60.4B | 1 |
| Q3 FY2027 | $57.8B | $58.0B | $58.2B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 20, 2026 | -7.1% | $33.17 | $34.00 | +2.50% |
| ▲ Q1 FY2026 | Feb 2, 2026 | +10.9% | $42.03 | $39.33 | -6.42% |
| ▲ Q4 FY2025 | Oct 15, 2025 | +2054.7% | $34.75 | $34.75 | +0.00% |
| ▲ Q3 FY2025 | Jul 24, 2025 | +1901.8% | $44.60 | $44.60 | +0.00% |
| ▲ Q2 FY2025 | Apr 21, 2025 | +1833.3% | $45.44 | $45.44 | +0.00% |
| ▲ Q1 FY2025 | Feb 10, 2025 | +1647.6% | $38.75 | $38.75 | +0.00% |
| ▲ Q4 FY2024 | Oct 17, 2024 | +2093.5% | $48.49 | $49.26 | +1.59% |
| ▲ Q3 FY2024 | Jul 26, 2024 | +1905.0% | $44.44 | $44.44 | +0.00% |
Q2 FY2026+2.50%
Report Date
Apr 20, 2026
EPS Beat/Miss
-7.1%
Price Before
$33.17
Price After
$34.00
Q1 FY2026-6.42%
Report Date
Feb 2, 2026
EPS Beat/Miss
+10.9%
Price Before
$42.03
Price After
$39.33
Q4 FY2025+0.00%
Report Date
Oct 15, 2025
EPS Beat/Miss
+2054.7%
Price Before
$34.75
Price After
$34.75
Q3 FY2025+0.00%
Report Date
Jul 24, 2025
EPS Beat/Miss
+1901.8%
Price Before
$44.60
Price After
$44.60
Q2 FY2025+0.00%
Report Date
Apr 21, 2025
EPS Beat/Miss
+1833.3%
Price Before
$45.44
Price After
$45.44
Q1 FY2025+0.00%
Report Date
Feb 10, 2025
EPS Beat/Miss
+1647.6%
Price Before
$38.75
Price After
$38.75
Q4 FY2024+1.59%
Report Date
Oct 17, 2024
EPS Beat/Miss
+2093.5%
Price Before
$48.49
Price After
$49.26
Q3 FY2024+0.00%
Report Date
Jul 26, 2024
EPS Beat/Miss
+1905.0%
Price Before
$44.44
Price After
$44.44
Avg Beat Reaction-0.69%
Avg Miss Reaction+2.50%
Beat Rate7 / 8 quarters
Largest Move-6.42% (Q1 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: BPHLY ends December
Bank of the Philippine Islands (BPHLY) most recently reported earnings on April 20, 2026 for Q2 FY2026, posting EPS of $1.04 — missing the analyst consensus of $1.12 by -7.1%. The next BPHLY earnings date is expected around September 1, 2026.
Each quarter, investors track BPHLY earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. BPHLY revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
BPHLY's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
BPHLY earnings · 5 questionsBank of the Philippine Islands's next earnings report is expected around September 1, 2026. BPHLY typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; BPHLY historically reports after market close (AMC).
BPHLY earnings datewhen is BPHLY earningsBPHLY next earnings datewhen does BPHLY report earningsBPHLY earnings calendar
▸ Source: FMP · Bank of the Philippine Islands SEC filings · US GAAP · Bank of the Philippine Islands SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026