Credit Acceptance Corporation
CACCNASDAQFinancial Services● Active
$566.22
+$21.51(+3.95%)
Market Cap$5.9B
P/E Ratio—
52W High$579.8
52W Low$401.9
Credit Acceptance Corporation (CACC) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
CACC · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: May 5, 2026EPS Actual
$10.71
Est. $10.61 · +0.9%
Revenue
$0.58B
Est. $0.58B · -0.1%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
May 5, 2026
After Market Close
✓ 3-Quarter EPS Beat Streak
CACC reports quarterly as a NASDAQ-listed Financial - Credit Services company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.46
Rev. $3.65B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.46
Rev. Est.$3.65B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 30, 2026 | $11.85 | — | — | — | $0.59B | — |
| — Q2 FY2026 | May 5, 2026 | $10.61 | $10.71 | +0.9% | $0.58B | $0.58B | -0.1% |
| ▲ Q1 FY2026 | Jan 29, 2026 | $10.30 | $11.35 | +10.2% | $0.58B | $0.59B | -0.9% |
| ▲ Q4 FY2025 | Oct 30, 2025 | $9.87 | $10.28 | +4.2% | $0.58B | $0.59B | -2.9% |
| ▼ Q3 FY2025 | Jul 31, 2025 | $9.84 | $8.56 | -13.0% | $0.58B | $0.59B | -2.4% |
| ▼ Q2 FY2025 | Apr 30, 2025 | $10.31 | $8.66 | -16.0% | $0.56B | $0.57B | -0.9% |
| ▲ Q1 FY2025 | Jan 30, 2025 | $7.70 | $12.26 | +59.2% | $0.56B | $0.56B | -1.2% |
| ▼ Q4 FY2024 | Oct 30, 2024 | $9.21 | $6.35 | -31.1% | $0.54B | $0.55B | -0.8% |
Q3 FY2026
Jul 30, 2026
EPS Actual
—
EPS Est.
$11.85
EPS Surpr.
—
Revenue
—
Q2 FY2026
May 5, 2026
EPS Actual
$10.71
EPS Est.
$10.61
EPS Surpr.
+0.9%
Revenue
$0.58B
Q1 FY2026
Jan 29, 2026Beat
EPS Actual
$11.35
EPS Est.
$10.30
EPS Surpr.
+10.2%
Revenue
$0.58B
Q4 FY2025
Oct 30, 2025Beat
EPS Actual
$10.28
EPS Est.
$9.87
EPS Surpr.
+4.2%
Revenue
$0.58B
Q3 FY2025
Jul 31, 2025Miss
EPS Actual
$8.56
EPS Est.
$9.84
EPS Surpr.
-13.0%
Revenue
$0.58B
Q2 FY2025
Apr 30, 2025Miss
EPS Actual
$8.66
EPS Est.
$10.31
EPS Surpr.
-16.0%
Revenue
$0.56B
Q1 FY2025
Jan 30, 2025Beat
EPS Actual
$12.26
EPS Est.
$7.70
EPS Surpr.
+59.2%
Revenue
$0.56B
Q4 FY2024
Oct 30, 2024Miss
EPS Actual
$6.35
EPS Est.
$9.21
EPS Surpr.
-31.1%
Revenue
$0.54B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $14.64 | $14.64 | $14.64 | 1 |
| Q3 FY2027 | $14.06 | $14.06 | $14.06 | 1 |
| Q2 FY2027 | $13.45 | $13.45 | $13.45 | 1 |
| Q1 FY2027 | $12.57 | $12.57 | $12.57 | 1 |
| Q4 FY2026 | $12.61 | $12.61 | $12.61 | 1 |
| Q3 FY2026 | $12.25 | $12.25 | $12.25 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.7B | $0.7B | $0.7B | 1 |
| Q3 FY2027 | $0.6B | $0.6B | $0.6B | 1 |
| Q2 FY2027 | $0.6B | $0.6B | $0.6B | 1 |
| Q1 FY2027 | $0.6B | $0.6B | $0.6B | 1 |
| Q4 FY2026 | $0.6B | $0.6B | $0.6B | 1 |
| Q3 FY2026 | $0.6B | $0.6B | $0.6B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | May 5, 2026 | +0.9% | $507.00 | $525.67 | +3.68% |
| ▲ Q1 FY2026 | Jan 29, 2026 | +10.2% | $433.43 | $451.24 | +4.11% |
| ▲ Q4 FY2025 | Oct 30, 2025 | +4.2% | $459.29 | $452.38 | -1.50% |
| ▼ Q3 FY2025 | Jul 31, 2025 | -13.0% | $504.55 | $490.28 | -2.83% |
| ▼ Q2 FY2025 | Apr 30, 2025 | -16.0% | $488.99 | $487.42 | -0.32% |
| ▲ Q1 FY2025 | Jan 30, 2025 | +59.2% | $525.02 | $514.06 | -2.09% |
| ▼ Q4 FY2024 | Oct 30, 2024 | -31.1% | $452.44 | $461.93 | +2.10% |
| ▼ Q3 FY2024 | Jul 31, 2024 | -153.2% | $580.89 | $574.90 | -1.03% |
Q2 FY2026+3.68%
Report Date
May 5, 2026
EPS Beat/Miss
+0.9%
Price Before
$507.00
Price After
$525.67
Q1 FY2026+4.11%
Report Date
Jan 29, 2026
EPS Beat/Miss
+10.2%
Price Before
$433.43
Price After
$451.24
Q4 FY2025-1.50%
Report Date
Oct 30, 2025
EPS Beat/Miss
+4.2%
Price Before
$459.29
Price After
$452.38
Q3 FY2025-2.83%
Report Date
Jul 31, 2025
EPS Beat/Miss
-13.0%
Price Before
$504.55
Price After
$490.28
Q2 FY2025-0.32%
Report Date
Apr 30, 2025
EPS Beat/Miss
-16.0%
Price Before
$488.99
Price After
$487.42
Q1 FY2025-2.09%
Report Date
Jan 30, 2025
EPS Beat/Miss
+59.2%
Price Before
$525.02
Price After
$514.06
Q4 FY2024+2.10%
Report Date
Oct 30, 2024
EPS Beat/Miss
-31.1%
Price Before
$452.44
Price After
$461.93
Q3 FY2024-1.03%
Report Date
Jul 31, 2024
EPS Beat/Miss
-153.2%
Price Before
$580.89
Price After
$574.90
Avg Beat Reaction+1.05%
Avg Miss Reaction-0.52%
Beat Rate4 / 8 quarters
Largest Move+4.11% (Q1 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: CACC ends December
Credit Acceptance Corporation (CACC) most recently reported earnings on May 5, 2026 for Q2 FY2026, posting EPS of $10.71 (in line with the analyst consensus of $10.61). CACC has beaten EPS estimates for 3 consecutive quarters. The next CACC earnings date is expected around September 1, 2026.
Each quarter, investors track CACC earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. CACC revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
CACC's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
CACC earnings · 4 questionsCredit Acceptance Corporation's next earnings report is expected around September 1, 2026. CACC typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; CACC historically reports after market close (AMC).
CACC earnings datewhen is CACC earningsCACC next earnings datewhen does CACC report earningsCACC earnings calendar
▸ Source: FMP · Credit Acceptance Corporation SEC filings · US GAAP · Credit Acceptance Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026