Community Bank System, Inc.
CBUNYSEFinancial Services● Active
$63.81
+$0.22(+0.34%)
Market Cap$3.4B
P/E Ratio—
52W High$67.5
52W Low$51.12
Community Bank System, Inc. (CBU) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
CBU · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 29, 2026EPS Actual
$1.09
Est. $1.10 · -0.9%
Revenue
$0.21B
Est. $0.22B · -1.2%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 29, 2026
After Market Close
▼ Miss Revenue
CBU reports quarterly as a NYSE-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$1.20
Rev. $3.50B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$1.20
Rev. Est.$3.50B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 28, 2026 | $1.20 | — | — | — | $0.22B | — |
| — Q2 FY2026 | Apr 29, 2026 | $1.10 | $1.09 | -0.9% | $0.21B | $0.22B | -1.2% |
| ▼ Q1 FY2026 | Jan 27, 2026 | $1.13 | $1.07 | -5.3% | $0.22B | $0.21B | +1.3% |
| — Q4 FY2025 | Oct 21, 2025 | $1.05 | $1.04 | -0.9% | $0.21B | $0.21B | +0.5% |
| ▼ Q3 FY2025 | Jul 22, 2025 | $1.03 | $0.97 | -5.8% | $0.20B | $0.21B | -3.4% |
| ▲ Q2 FY2025 | Apr 29, 2025 | $0.91 | $0.93 | +2.2% | $0.20B | $0.20B | -3.3% |
| ▲ Q1 FY2025 | Jan 21, 2025 | $0.88 | $0.94 | +6.8% | $0.20B | $0.19B | +2.8% |
| ▼ Q4 FY2024 | Oct 22, 2024 | $0.88 | $0.83 | -5.7% | $0.19B | $0.19B | +1.4% |
Q3 FY2026
Jul 28, 2026
EPS Actual
—
EPS Est.
$1.20
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 29, 2026
EPS Actual
$1.09
EPS Est.
$1.10
EPS Surpr.
-0.9%
Revenue
$0.21B
Q1 FY2026
Jan 27, 2026Miss
EPS Actual
$1.07
EPS Est.
$1.13
EPS Surpr.
-5.3%
Revenue
$0.22B
Q4 FY2025
Oct 21, 2025
EPS Actual
$1.04
EPS Est.
$1.05
EPS Surpr.
-0.9%
Revenue
$0.21B
Q3 FY2025
Jul 22, 2025Miss
EPS Actual
$0.97
EPS Est.
$1.03
EPS Surpr.
-5.8%
Revenue
$0.20B
Q2 FY2025
Apr 29, 2025Beat
EPS Actual
$0.93
EPS Est.
$0.91
EPS Surpr.
+2.2%
Revenue
$0.20B
Q1 FY2025
Jan 21, 2025Beat
EPS Actual
$0.94
EPS Est.
$0.88
EPS Surpr.
+6.8%
Revenue
$0.20B
Q4 FY2024
Oct 22, 2024Miss
EPS Actual
$0.83
EPS Est.
$0.88
EPS Surpr.
-5.7%
Revenue
$0.19B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $1.40 | $1.42 | $1.43 | 2 |
| Q3 FY2027 | $1.37 | $1.39 | $1.40 | 1 |
| Q2 FY2027 | $1.30 | $1.31 | $1.33 | 1 |
| Q1 FY2027 | $1.25 | $1.26 | $1.28 | 2 |
| Q4 FY2026 | $1.25 | $1.27 | $1.28 | 2 |
| Q3 FY2026 | $1.22 | $1.25 | $1.27 | 4 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.2B | $0.2B | $0.3B | 1 |
| Q3 FY2027 | $0.2B | $0.2B | $0.2B | 2 |
| Q2 FY2027 | $0.2B | $0.2B | $0.2B | 2 |
| Q1 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q4 FY2026 | $0.2B | $0.2B | $0.2B | 2 |
| Q3 FY2026 | $0.2B | $0.2B | $0.2B | 3 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 29, 2026 | -0.9% | $63.17 | $62.23 | -1.49% |
| ▼ Q1 FY2026 | Jan 27, 2026 | -5.3% | $61.77 | $61.46 | -0.50% |
| ▲ Q4 FY2025 | Oct 21, 2025 | -0.9% | $56.04 | $56.18 | +0.25% |
| ▼ Q3 FY2025 | Jul 22, 2025 | -5.8% | $57.92 | $55.77 | -3.71% |
| ▲ Q2 FY2025 | Apr 29, 2025 | +2.2% | $55.65 | $54.50 | -2.07% |
| ▲ Q1 FY2025 | Jan 21, 2025 | +6.8% | $63.26 | $65.33 | +3.27% |
| ▼ Q4 FY2024 | Oct 22, 2024 | -5.7% | $58.85 | $57.82 | -1.75% |
| ▲ Q3 FY2024 | Jul 23, 2024 | +12.3% | $59.38 | $61.43 | +3.45% |
Q2 FY2026-1.49%
Report Date
Apr 29, 2026
EPS Beat/Miss
-0.9%
Price Before
$63.17
Price After
$62.23
Q1 FY2026-0.50%
Report Date
Jan 27, 2026
EPS Beat/Miss
-5.3%
Price Before
$61.77
Price After
$61.46
Q4 FY2025+0.25%
Report Date
Oct 21, 2025
EPS Beat/Miss
-0.9%
Price Before
$56.04
Price After
$56.18
Q3 FY2025-3.71%
Report Date
Jul 22, 2025
EPS Beat/Miss
-5.8%
Price Before
$57.92
Price After
$55.77
Q2 FY2025-2.07%
Report Date
Apr 29, 2025
EPS Beat/Miss
+2.2%
Price Before
$55.65
Price After
$54.50
Q1 FY2025+3.27%
Report Date
Jan 21, 2025
EPS Beat/Miss
+6.8%
Price Before
$63.26
Price After
$65.33
Q4 FY2024-1.75%
Report Date
Oct 22, 2024
EPS Beat/Miss
-5.7%
Price Before
$58.85
Price After
$57.82
Q3 FY2024+3.45%
Report Date
Jul 23, 2024
EPS Beat/Miss
+12.3%
Price Before
$59.38
Price After
$61.43
Avg Beat Reaction+0.68%
Avg Miss Reaction-1.99%
Beat Rate5 / 8 quarters
Largest Move-3.71% (Q3 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: CBU ends December
Community Bank System, Inc. (CBU) most recently reported earnings on April 29, 2026 for Q2 FY2026, posting EPS of $1.09 (in line with the analyst consensus of $1.10). The next CBU earnings date is expected around September 1, 2026.
Each quarter, investors track CBU earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. CBU revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
CBU's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
CBU earnings · 4 questionsCommunity Bank System, Inc.'s next earnings report is expected around September 1, 2026. CBU typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; CBU historically reports after market close (AMC).
CBU earnings datewhen is CBU earningsCBU next earnings datewhen does CBU report earningsCBU earnings calendar
▸ Source: FMP · Community Bank System, Inc. SEC filings · US GAAP · Community Bank System, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026