
Citizens Bancshares Corporation
CITZOTCFinancial Services● Active
$43.48
+$1.48(+3.52%)
Market Cap$90581449
P/E Ratio—
52W High$43.48
52W Low$30.333
Citizens Bancshares Corporation (CITZ) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · CITZ · as of 2026-06-09
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $61.51M | $43.06M | $43.51M | $35.61M | $30.00M |
| Cost of Revenue | $13.26M | $0.00M | $0.00M | $0.00M | $0.91M |
| Gross Profit | $48.25M | $43.06M | $43.51M | $35.61M | $29.09M |
| Gross Margin %(computed) | 78.45% | 100.00% | 100.00% | 100.00% | 96.97% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| Total Operating Expenses | $34.68M | $29.92M | $29.04M | $23.52M | $20.92M |
| Operating Income | $13.57M | $13.14M | $14.47M | $12.09M | $8.17M |
| Operating Margin %(computed) | 22.06% | 30.52% | 33.26% | 33.94% | 27.24% |
| Interest Income | $53.36M | $49.57M | $45.71M | $30.88M | $23.31M |
| Interest Expense | $13.26M | $14.01M | $9.48M | $2.27M | $0.91M |
| Income Before Tax | $13.57M | $12.96M | $14.07M | $9.26M | $8.17M |
| Income Tax Expense | $2.55M | $2.70M | $2.91M | $1.91M | $1.65M |
| Net Income | $11.02M | $10.26M | $11.17M | $7.36M | $6.52M |
| Net Margin %(computed) | 17.92% | 23.81% | 25.66% | 20.66% | 21.75% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $5.65 | $5.21 | $5.67 | $3.74 | $3.31 |
| Wtd Avg Shares | 1.95M | 1.97M | 1.97M | 1.97M | 1.97M |
| EBITDA | $15.67M | $0.00M | $0.00M | $0.00M | $9.38M |
| EBITDA Margin %(computed) | 25.48% | 0.00% | 0.00% | 0.00% | 31.28% |
Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M
Explore more Citizens Bancshares Corporation data
About Citizens Bancshares Corporation (CITZ) Income Statement
Citizens Bancshares Corporation (CITZ) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, CITZ reported revenue of $0.06B, gross profit of $0.05B (gross margin 78.45%), and net income of $0.01B — a net profit margin of 17.92%.
Frequently asked questions
CITZ · 4 questionsCitizens Bancshares Corporation (CITZ) reported revenue of $0.06B for 2025, up 42.8% year-over-year.
CITZ revenueCITZ salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09