Catalyst Bancorp, Inc.

CLSTNASDAQFinancial Services● Active

$15.90

$-0.06(-0.38%)

Market Cap$64425210

P/E Ratio—

52W High$18.16

52W Low$11.913

Avg Volume7K

Open$15.90

Beta0.12

Free Cash Flow Financials Revenue

Catalyst Bancorp, Inc. (CLST) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CLST · free cash flow · updated Jun 9, 2026

Core FCF metrics

CLST · FCF · TTM · margin & CAGR

Free cash flow was $3.1M for FY2025 (fiscal year ending 2025-12-31), up 13.0% year-over-year The FCF margin was 20.2%. Five-year CAGR stands at +58.5%.

FY2025 Free Cash Flow$3.1M▲ +13.0% YoY

Trailing 12M (TTM)$3.4Mtrailing 4 quarters sum

FCF Margin20.2%$3.1M ÷ revenue

3-Year CAGR+81.3%FY2022 → FY2025

5-Year CAGR+58.5%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

CLST · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$3.3M(0M)$3.1M▲ +13.0%20.2%

FY2024$3.2M(0M)$2.7M▲ +49.3%27.8%

FY2023$2.0M(0M)$1.8M▲ +253.1%16.7%

FY2022$772,000(0M)$520,000▼ 72.9%5.8%

FY2021$3.4M(2M)$1.9M▲ +518.1%19.0%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

CLST · P/FCF · FCF yield · FCF per share

Catalyst Bancorp, Inc. (CLST) trades at a FCF yield of 5.25% and a price-to-free-cash-flow ratio of 17.5x. FCF per share stands at $0.91, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

5.25%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$0.91

TTM FCF ÷ Shares Outstanding

Price / FCF

x17.5

Share Price ÷ FCF per Share

EV / FCF (TTM)

x20.5

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

CLST · cash flow statement · operating / investing / financing

For FY2025, Catalyst Bancorp, Inc. generated $3.3M in operating cash flow and spent 0M in capital expenditures, yielding $3.1M in free cash flow.

Operating Activities

+$3.3M

Cash from core business operations

2025-12-31

Investing Activities

−$24.4M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$2.0M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($3.3M) − |CapEx| (0M) = FCF ($3.1M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

CLST vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Catalyst Bancorp, Inc.YOU

CLST

$3.1M+13.0%20.2%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Catalyst Bancorp, Inc. (CLST) reported free cash flow of $3.1M for FY2025 (fiscal year ending 2025-12-31), up 13.0% year-over-year. The FCF margin was 20.2%.

Based on available data, Catalyst Bancorp, Inc. has maintained positive free cash flow for at least 6 fiscal year(s). FCF peaked at $3.1M in FY2025. The 5-year CAGR stands at +58.5%.

Catalyst Bancorp, Inc.'s FCF yield is 5.25% and price-to-FCF ratio is 17.5x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

CLST free cash flow · 8 questions

Catalyst Bancorp, Inc. free cash flow was $3.1M for FY2025, up 13.0% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $3.4M.

CLST free cash flowCLST FCFCLST FCF 2025CLST free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Catalyst Bancorp, Inc. · Catalyst Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026