Community Heritage Financial, Inc.

CMHFOTCFinancial Services● Active

$34.50

+$0.00(+0.00%)

Market Cap$77670540

P/E Ratio—

52W High$35

52W Low$25.25

Avg Volume485

Open$34.50

Beta0.32

Cash on Hand Financials Revenue

Community Heritage Financial, Inc. (CMHF) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

CMHF · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$30.7M▲ +86.0% vs prior year

FY · as of Dec 31, 2025 · Reported in USD

Cash & Cash Equiv. (CCE)

$30.7M

cashAndCashEquivalents

Short-Term Investments

shortTermInvestments

YoY Change vs Prior Year

+86.0%

vs prior fiscal year

Latest Quarter

$41.1M

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$30.7MCash on Hand

Total Debt$55.2MTotal Debt

Net Cash / Net Debt−$24.5MNet Debt Position

Cash vs Debt Ratio

Cash 36%Community Heritage Financial, Inc. cash as % of market cap: 39.54%% · MCap $0BDebt 64%

Community Heritage Financial, Inc. carries a net debt position of $24.5M. Total debt ($55.2M) exceeds cash on hand ($30.7M). Community Heritage Financial, Inc. cash vs debt ratio: 36% cash / 64% debt.

Net Cash = Cash & ST Investments − Total Debt$30.7M − $55.2M = −$24.5M

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

CMHF annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

CMHF cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$30.7M+86.0%

Dec 31, 2024FY$16.5M-0.9%

Dec 31, 2023FY$16.7M+8.3%

Dec 31, 2022FY$15.4M-62.7%

Dec 31, 2021FY$41.3M+43.3%

CMHF cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

CMHF vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$433B2.5%

Community Heritage Financial, Inc.YOU

CMHF

$30.7M$78M39.5%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Community Heritage Financial, Inc. (CMHF) cash on hand as of December 31, 2025 is $30.7M, comprising $30.7M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Community Heritage Financial, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Community Heritage Financial, Inc. cash reserves or cash position.

Community Heritage Financial, Inc. annual cash on hand history shows increased +86.0% in 2025: increased +86.0% in 2025. Community Heritage Financial, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Community Heritage Financial, Inc. carries total debt of $55.2M against cash of $30.7M, resulting in a net debt position of -$24.5M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

CMHF cash on hand · 5 questions

As of December 31, 2025, Community Heritage Financial, Inc. (CMHF) has $30,707,438 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $30,707,438 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $41,117,713. Data sourced from the annual 10-K filing via FMP.

CMHF cash on handCMHF cash reservesCMHF cash 2025how much cash does CMHF have

▸ Source: FMP /balance-sheet-statement · US GAAP · Community Heritage Financial, Inc. · Community Heritage Financial, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025