Community Heritage Financial, Inc.

CMHFOTCFinancial Services● Active

$34.50

+$0.00(+0.00%)

Market Cap$77670540

P/E Ratio—

52W High$35

52W Low$25.25

Avg Volume485

Open$34.50

Beta0.32

Free Cash Flow Financials Revenue

Community Heritage Financial, Inc. (CMHF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CMHF · free cash flow · updated Jun 15, 2026

Core FCF metrics

CMHF · FCF · TTM · margin & CAGR

Free cash flow was $11.0M for FY2025 (fiscal year ending 2025-12-31), up 93.0% year-over-year The FCF margin was 18.3%.

FY2025 Free Cash Flow$11.0M▲ +93.0% YoY

Trailing 12M (TTM)$0trailing 4 quarters sum

FCF Margin18.3%$11.0M ÷ revenue

3-Year CAGR+9.5%FY2022 → FY2025

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 15, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

CMHF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$12.7M(2M)$11.0M▲ +93.0%18.3%

FY2024$6.0M(0M)$5.7M▼ 30.0%10.0%

FY2023$8.5M(0M)$8.2M▼ 2.8%27.1%

FY2022$9.9M(1M)$8.4M▼ 30.8%23.2%

FY2021$14.4M(2M)$12.1M▲ +647.6%35.6%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

CMHF · P/FCF · FCF yield · FCF per share

Community Heritage Financial, Inc. (CMHF) valuation ratios are currently unavailable — market cap, share count, or TTM data could not be retrieved from our data provider.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

Valuation ratios are unavailable — market cap, share count, or TTM data could not be retrieved. Individual metrics are shown where available.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

CMHF · cash flow statement · operating / investing / financing

For FY2025, Community Heritage Financial, Inc. generated $12.7M in operating cash flow and spent 2M in capital expenditures, yielding $11.0M in free cash flow.

Operating Activities

+$12.7M

Cash from core business operations

2025-12-31

Investing Activities

−$92.2M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$93.7M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($12.7M) − |CapEx| (2M) = FCF ($11.0M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

CMHF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Community Heritage Financial, Inc.YOU

CMHF

$11.0M+93.0%18.2%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Community Heritage Financial, Inc. (CMHF) reported free cash flow of $11.0M for FY2025 (fiscal year ending 2025-12-31), up 93.0% year-over-year. The FCF margin was 18.3%.

Based on available data, Community Heritage Financial, Inc. has maintained positive free cash flow for at least 8 fiscal year(s). FCF peaked at $12.1M in FY2021.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

CMHF free cash flow · 8 questions

Community Heritage Financial, Inc. free cash flow was $11.0M for FY2025, up 93.0% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $0.

CMHF free cash flowCMHF FCFCMHF FCF 2025CMHF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Community Heritage Financial, Inc. · Community Heritage Financial, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 15, 2026