CNFinance Holdings Limited

CNFNYSEFinancial Services● Active

$3.06

$-0.12(-3.77%)

Market Cap$9168525

P/E Ratio—

52W High$8.8

52W Low$2.36

Avg Volume6K

Open$3.20

Beta-0.19

Cash on Hand Financials Revenue

CNFinance Holdings Limited (CNF) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

CNF · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$820.3M▼ -54.3% vs prior year

FY · as of Dec 31, 2025 · Reported in CNY

Cash & Cash Equiv. (CCE)

$791.9M

cashAndCashEquivalents

Short-Term Investments

$28.4M

shortTermInvestments

YoY Change vs Prior Year

-54.3%

vs prior fiscal year

Latest Quarter

$820.3M

Q4 2025

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in CNY

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$820.3MCash on Hand

Total Debt$4.22BTotal Debt

Net Cash / Net Debt−$3.40BNet Debt Position

Cash vs Debt Ratio

Cash 16%CNFinance Holdings Limited cash as % of market cap: 8946.39%% · MCap $0BDebt 84%

CNFinance Holdings Limited carries a net debt position of $3.40B. Total debt ($4.22B) exceeds cash on hand ($820.3M). CNFinance Holdings Limited cash vs debt ratio: 16% cash / 84% debt.

Net Cash = Cash & ST Investments − Total Debt$820.3M − $4.22B = −$3.40B

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

CNF annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

CNF cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$820.3M-54.3%

Dec 31, 2024FY$1.79B-33.5%

Dec 31, 2023FY$2.70B+12.1%

Dec 31, 2022FY$2.41B-30.8%

Dec 31, 2021FY$3.48B+39.4%

CNF cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

CNF vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$430B2.5%

CNFinance Holdings LimitedYOU

CNF

$820.3M$9M8946.4%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

CNFinance Holdings Limited (CNF) cash on hand as of December 31, 2025 is $820.3M, comprising $791.9M in cash and cash equivalents (CCE) plus $28.4M in short-term investments — reported as CNFinance Holdings Limited cash and short-term investments on the balance sheet (10-K filing). Also referred to as CNFinance Holdings Limited cash reserves or cash position.

CNFinance Holdings Limited annual cash on hand history shows decreased -54.3% in 2025: decreased -54.3% in 2025. CNFinance Holdings Limited cash reserves in 2025 reflect the company's capital allocation strategy.

CNFinance Holdings Limited carries total debt of $4.22B against cash of $820.3M, resulting in a net debt position of -$3.40B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

CNF cash on hand · 5 questions

As of December 31, 2025, CNFinance Holdings Limited (CNF) has $820,252,319 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $791,850,361 in cash and cash equivalents (CCE) plus $28,401,958 in short-term investments. Latest quarter (December 31, 2025): $820,252,319. Data sourced from the annual 10-K filing via FMP.

CNF cash on handCNF cash reservesCNF cash 2025how much cash does CNF have

▸ Source: FMP /balance-sheet-statement · US GAAP · CNFinance Holdings Limited · CNFinance Holdings Limited SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025