CNFinance Holdings Limited

CNFNYSEFinancial Services● Active

$3.20

+$0.02(+0.63%)

Market Cap$9588000

P/E Ratio—

52W High$8.8

52W Low$2.36

Avg Volume6K

Open$3.20

Beta-0.19

Free Cash Flow Financials Revenue

CNFinance Holdings Limited (CNF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CNF · free cash flow · updated Jun 8, 2026

Core FCF metrics

CNF · FCF · TTM · margin & CAGR

Free cash flow was $78.7M for FY2025 (fiscal year ending 2025-12-31), down 89.5% year-over-year The FCF margin was 12.6%. Five-year CAGR stands at -41.2%.

FY2025 Free Cash Flow$78.7M▼ -89.5% YoY

Trailing 12M (TTM)$0trailing 4 quarters sum

FCF Margin12.6%$78.7M ÷ revenue

3-Year CAGR-54.4%FY2022 → FY2025

5-Year CAGR-41.2%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

CNF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$82.1M(3M)$78.7M▼ 89.5%12.6%

FY2024$757.2M(8M)$749.3M▼ 52.9%46.8%

FY2023$1.71B(115M)$1.59B▲ +91.9%86.6%

FY2022$919.3M(90M)$829.4M▲ +20.9%45.0%

FY2021$689.7M(4M)$685.9M▼ 38.6%50.0%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

CNF · P/FCF · FCF yield · FCF per share

CNFinance Holdings Limited (CNF) valuation ratios are currently unavailable — market cap, share count, or TTM data could not be retrieved from our data provider.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

Valuation ratios are unavailable — market cap, share count, or TTM data could not be retrieved. Individual metrics are shown where available.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

CNF · cash flow statement · operating / investing / financing

For FY2025, CNFinance Holdings Limited generated $82.1M in operating cash flow and spent 3M in capital expenditures, yielding $78.7M in free cash flow.

Operating Activities

+$82.1M

Cash from core business operations

2025-12-31

Investing Activities

+$3.18B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$4.07B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($82.1M) − |CapEx| (3M) = FCF ($78.7M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

CNF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

CNFinance Holdings LimitedYOU

CNF

$78.7M-89.5%12.6%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

CNFinance Holdings Limited (CNF) reported free cash flow of $78.7M for FY2025 (fiscal year ending 2025-12-31), down 89.5% year-over-year. The FCF margin was 12.6%.

Based on available data, CNFinance Holdings Limited has maintained positive free cash flow for at least 10 fiscal year(s). FCF peaked at $1.59B in FY2023. The 5-year CAGR stands at -41.2%.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

CNF free cash flow · 8 questions

CNFinance Holdings Limited free cash flow was $78.7M for FY2025, down 89.5% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $0.

CNF free cash flowCNF FCFCNF FCF 2025CNF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · CNFinance Holdings Limited · CNFinance Holdings Limited SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026