ChoiceOne Financial Services, Inc.

COFSNASDAQFinancial Services● Active

$32.02

+$0.24(+0.76%)

Market Cap$479500621

P/E Ratio—

52W High$35.4

52W Low$26.1

Avg Volume75K

Open$31.93

Beta0.63

Net Income Financials Revenue

ChoiceOne Financial Services, Inc. (COFS) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

COFS · net income · updated Jun 9, 2026

Core profitability metrics

COFS · net income · margin · TTM · CAGR

Net income was $28.2M for FY2025 (fiscal year ending 2025-12-31), up 5.4% year-over-year. Net profit margin was 14.6%. Based on available data, ChoiceOne Financial Services, Inc. has been profitable since at least 2011.

FY2025 Net Income$28.2M▲ +5.4% YoY

Trailing 12M (TTM)$55.8Mtrailing 4 quarters sum

Net Profit Margin14.6%$28.2M ÷ $192.9M

YoY Change+5.4%—

5-Year CAGR+12.5%FY2020 → FY2025

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 9, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2011

▸ FMP /income-statement · Annual · COFS net income history · COFS profit margin

Annual net income data

COFS · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$28.2M▲ +5.4%14.6%$192.9M

FY2024$26.7M▲ +25.7%19.2%$139.1M

FY2023$21.3M▼ 10.1%18.7%$113.9M

FY2022$23.6M▲ +7.2%26.5%$89.1M

FY2021$22.0M▲ +41.2%26.3%$83.8M

Net income vs peers (Financial Services)

COFS vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

ChoiceOne Financial Services, Inc.YOU

COFS

$28.2M+5.4%14.6%

Berkshire Hathaway Inc.

BRK-B

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

ChoiceOne Financial Services, Inc. (COFS) reported net income of $28.2M for FY2025 (fiscal year ending 2025-12-31), up 5.4% year-over-year. The net profit margin was 14.6% — meaning the company kept $0.15 of every dollar of revenue as profit.

Based on available data, ChoiceOne Financial Services, Inc. has been profitable since at least 2011. Net income reached a peak of $28.2M in FY2025. Data available for 15 fiscal years.

ChoiceOne Financial Services, Inc.'s net profit margin was 14.6% for FY2025, based on the latest annual results.

Investors sometimes search for "ChoiceOne Financial Services, Inc. net worth" — the company's market capitalization is a separate figure from COFS net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

COFS net income · 5 questions

ChoiceOne Financial Services, Inc. is profitable. The company reported net income of $28.2M for FY2025, a net profit margin of 14.6%. Net income was up 5.4% year-over-year. Based on available data, ChoiceOne Financial Services, Inc. has been profitable since at least 2011.

is COFS profitabledoes COFS make a profitCOFS profitabilityCOFS profitable company

▸ Source: FMP /income-statement · GAAP · ChoiceOne Financial Services, Inc. · ChoiceOne Financial Services, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026