ChoiceOne Financial Services, Inc.
ChoiceOne Financial Services, Inc. (COFS) Stock Ownership
Institutional vs insider vs public ownership from 13F and float data — top holders, activity, and insider trades below.
SEC 13F · FMP · COFS · as of Sep 30, 2025
Ownership Breakdown
102
Institutional Holders
▲ 8 vs Q2
$188.33M
Total Inst. Value
▲ $8.80M vs Q2
14.98M
Shares Outstanding
freeFloat 91.52%
6.50M
13F Shares Held
▲ 247,324 vs Q2
Institutional ownership = 13F shares ÷ total outstanding. Insider % = 100 − free float. Public % = free float − institution %. Data: FMP /symbol-positions-summary + /shares-float + SEC EDGAR.
Top Institutional Holders
COFS largest shareholders · institutional ownership
Q3 2025 · SEC 13F
Showing top 10 holders
| Holder | Shares | % Owned | Weight | Value | Reported | Change |
|---|---|---|---|---|---|---|
FOURTHSTONE LLC state commercial banks | 1.09M | 7.29% | 7.29% | $31.67B | Nov 14, 2025 | ▼ 49.4K |
BLACKROCK, INC. state commercial banks | 898.1K | 5.99% | 5.99% | $26.01B | Nov 12, 2025 | ▲ 40.0K |
VANGUARD GROUP INC state commercial banks | 806.5K | 5.38% | 5.38% | $23.36B | Nov 7, 2025 | ▲ 8.2K |
ALLIANCEBERNSTEIN L.P. state commercial banks | 349.8K | 2.33% | 2.33% | $10.13B | Nov 14, 2025 | ▼ 10.0K |
GEODE CAPITAL MANAGEMENT, LLC state commercial banks | 330.7K | 2.20% | 2.20% | $9.58B | Nov 12, 2025 | ▲ 6.5K |
STATE STREET CORP state commercial banks | 280.5K | 1.87% | 1.87% | $8.12B | Nov 14, 2025 | ▲ 53.3K |
MANUFACTURERS LIFE INSURANCE COMPANY, THE state commercial banks | 225.7K | 1.50% | 1.50% | $6.54B | Nov 14, 2025 | ▼ 476 |
PROSHARE ADVISORS LLC state commercial banks | 204.6K | 1.36% | 1.36% | $5.93B | Nov 6, 2025 | ▼ 3.5K |
JACOBS ASSET MANAGEMENT, LLC state commercial banks | 149.9K | 99.92% | 99.92% | $4.34B | Nov 13, 2025 | ▼ 10.4K |
GENDELL JEFFREY L state commercial banks | 148.5K | 99.04% | 99.04% | $4.30B | Nov 14, 2025 | — held |
Data from SEC Form 13F filings. Ownership bar normalised to largest holder. Change flags: isNew / isSoldOut / changeInSharesNumber (FMP extract-analytics/holder).
Institutional Activity
Q3 2025 vs prior quarter
Q3 2025
27
Increased
+447.2K shares0
New Positions
first time holders13
Decreased
−138.7K shares0
Sold Out
fully exitedNet shares change (top 50)
+308.5K
+447.2K / −138.7K
Net new holders
+14
0 new / 0 exited
Based on top 50 institutional holders by position size. Fields: isNew, isSoldOut, changeInSharesNumber (FMP extract-analytics/holder, limit=50).
Insider Buying vs Selling
COFS insider trading · insider activity
Source: SEC Form 4
13
Buy transactions
0
Sell transactions
0.00
Buy/Sell ratio
$0M
Total disposed
Recent Insider Transactions
Showing 10 most recent · Common Stock only
| Name · Role | Date | Type | Shares | Price | Value | After Trans. | Filing |
|---|---|---|---|---|---|---|---|
Henion Bradley E.V.P. - ChoiceOne Bank (Sub.) | Apr 30, 2026 | Award | 1,455 | — | — | 6.3K | Form 4 ↗ |
Henion Bradley E.V.P. - ChoiceOne Bank (Sub.) | Apr 30, 2026 | Tax Withhold | 137 | $30.03 | $4.1K | 4.8K | Form 4 ↗ |
Greenland Adom Secretary | Apr 30, 2026 | Award | 1,506 | — | — | 17.8K | Form 4 ↗ |
Greenland Adom Secretary | Apr 30, 2026 | Tax Withhold | 127 | $30.03 | $3.8K | 16.3K | Form 4 ↗ |
Burke Michael J. Jr. President | Apr 30, 2026 | Award | 2,439 | — | — | 13.5K | Form 4 ↗ |
Burke Michael J. Jr. President | Apr 30, 2026 | Tax Withhold | 252 | $30.03 | $7.6K | 11.1K | Form 4 ↗ |
Potes Kelly Chief Executive Officer | Apr 30, 2026 | Award | 4,416 | — | — | 47.3K | Form 4 ↗ |
Potes Kelly Chief Executive Officer | Apr 30, 2026 | Tax Withhold | 450 | $30.03 | $13.5K | 42.0K | Form 4 ↗ |
Wendling Michelle M director | Apr 1, 2026 | Award | 244 | $28.12 | $6.9K | 7.3K | Form 4 ↗ |
PETTY BRIAN P director | Apr 1, 2026 | Award | 591 | $28.12 | $16.6K | 91.7K | Form 4 ↗ |
Source: /insider-trading/search (FMP stable). Buy/Sell direction: acquisitionOrDisposition A=Buy, D=Sell. RSU vesting (M-Exempt) excluded from sentiment bar. All data from SEC EDGAR public filings.
About institutional & insider ownership
ChoiceOne Financial Services, Inc. (COFS) is primarily owned by institutional investors, who hold approximately 43.4% of total shares outstanding. Company insiders own approximately 8.48%, while retail and public investors account for the remaining 48.10%.
The largest institutional shareholder of ChoiceOne Financial Services, Inc. is FOURTHSTONE LLC, holding approximately 1.09 million shares — equal to 7.29% of outstanding shares — as of September 30, 2025.
A total of 102 institutional investors currently hold COFS stock, with a combined institutional value of approximately $188,325,512 as of the most recent 13F filing period.
Frequently asked questions
COFS ownershipChoiceOne Financial Services, Inc. (COFS) is primarily owned by institutional investors, who hold approximately 43.4% of shares. The largest shareholder is FOURTHSTONE LLC with a 7.29% stake. Company insiders hold 8.48%. Data sourced from SEC Form 13F as of September 30, 2025.