CoastalSouth Bancshares, Inc.

COSONYSEFinancial Services● Active

$26.02

+$0.05(+0.19%)

Market Cap$313163710

P/E Ratio—

52W High$26.36

52W Low$19.24

Avg Volume98K

Open$26.10

Beta0.01

Free Cash Flow Financials Revenue

CoastalSouth Bancshares, Inc. (COSO) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

COSO · free cash flow · updated Jun 8, 2026

Core FCF metrics

COSO · FCF · TTM · margin & CAGR

Free cash flow was $61.3M for FY2025 (fiscal year ending 2025-12-31), up 535.3% year-over-year The FCF margin was 45.1%.

FY2025 Free Cash Flow$61.3M▲ +535.3% YoY

Trailing 12M (TTM)$42.5Mtrailing 4 quarters sum

FCF Margin45.1%$61.3M ÷ revenue

3-Year CAGR-9.0%FY2022 → FY2025

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

COSO · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$63.1M(2M)$61.3M▲ +535.3%45.1%

FY2024−$12.7M(1M)−$14.1M▼ 138.2%-10.9%

FY2023$37.1M(0M)$36.8M▼ 54.7%32.2%

FY2022$83.5M(2M)$81.4M▲ +18.5%106.5%

FY2021$70.9M(2M)$68.7M▲ +396.0%120.9%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

COSO · P/FCF · FCF yield · FCF per share

CoastalSouth Bancshares, Inc. (COSO) trades at a FCF yield of 13.58% and a price-to-free-cash-flow ratio of 7.1x. FCF per share stands at $3.69, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

13.58%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$3.69

TTM FCF ÷ Shares Outstanding

Price / FCF

x7.1

Share Price ÷ FCF per Share

EV / FCF (TTM)

x6.8

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

COSO · cash flow statement · operating / investing / financing

For FY2025, CoastalSouth Bancshares, Inc. generated $63.1M in operating cash flow and spent 2M in capital expenditures, yielding $61.3M in free cash flow.

Operating Activities

+$63.1M

Cash from core business operations

2025-12-31

Investing Activities

−$224.1M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$172.8M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($63.1M) − |CapEx| (2M) = FCF ($61.3M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

COSO vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

CoastalSouth Bancshares, Inc.YOU

COSO

$61.3M+535.3%45.1%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

CoastalSouth Bancshares, Inc. (COSO) reported free cash flow of $61.3M for FY2025 (fiscal year ending 2025-12-31), up 535.3% year-over-year. The FCF margin was 45.1%.

Based on available data, CoastalSouth Bancshares, Inc. has maintained positive free cash flow for at least 7 fiscal year(s). FCF peaked at $81.4M in FY2022.

CoastalSouth Bancshares, Inc.'s FCF yield is 13.58% and price-to-FCF ratio is 7.1x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

COSO free cash flow · 8 questions

CoastalSouth Bancshares, Inc. free cash flow was $61.3M for FY2025, up 535.3% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $42.5M.

COSO free cash flowCOSO FCFCOSO FCF 2025COSO free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · CoastalSouth Bancshares, Inc. · CoastalSouth Bancshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026