Companies: 10,795·Total market cap: $144.5T
Citizens Bancshares Corporation

Citizens Bancshares Corporation

CZBSOTCFinancial Services● Active
$53.25
+$0.05(+0.09%)
Market Cap$95897765
P/E Ratio
52W High$53.25
52W Low$39.01

Citizens Bancshares Corporation (CZBS) · Income Statement

Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.

FMP · CZBS · as of 2026-06-09

Financial statements

Revenue · Gross Profit · Net Income
Breakdown2025-122024-122023-122022-122021-12
Revenue
Revenue$61.51M$57.07M$52.99M$37.88M$30.00M
Cost of Revenue$13.26M$14.01M$9.48M$2.27M$0.91M
Gross Profit$48.25M$43.06M$43.51M$35.61M$29.09M
Gross Margin %(computed)78.45%75.45%82.11%94.02%96.97%
Operating Expenses
R&D Expenses$0.00M$0.00M$0.00M$0.00M$0.00M
G&A Expenses$11.68M$0.00M$0.00M$0.00M$0.00M
Total Operating Expenses$34.68M$30.11M$29.44M$26.35M$20.92M
Operating Income$13.57M$12.96M$14.07M$9.26M$8.17M
Operating Margin %(computed)22.06%22.70%26.56%24.45%27.24%
Interest Income$53.36M$49.57M$45.71M$30.88M$23.31M
Interest Expense$13.26M$14.01M$9.48M$2.27M$0.91M
Income Before Tax$13.57M$12.96M$14.07M$9.26M$8.17M
Income Tax Expense$2.55M$2.70M$2.91M$1.91M$1.65M
Net Income$11.02M$10.26M$11.17M$7.36M$6.52M
Net Margin %(computed)17.92%17.97%21.07%19.42%21.75%
Per Share & EBITDA
EPS (Basic)$4.72$6.47$6.27$4.64$1.97
Wtd Avg Shares1.77M1.92M1.92M1.99M1.99M
EBITDA$15.67M$14.96M$16.09M$10.90M$9.38M
EBITDA Margin %(computed)25.48%26.21%30.36%28.77%31.28%

Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M

Explore more Citizens Bancshares Corporation data

About Citizens Bancshares Corporation (CZBS) Income Statement

Citizens Bancshares Corporation (CZBS) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, CZBS reported revenue of $0.06B, gross profit of $0.05B (gross margin 78.45%), and net income of $0.01B — a net profit margin of 17.92%.

Frequently asked questions

CZBS · 4 questions

Citizens Bancshares Corporation (CZBS) reported revenue of $0.06B for 2025, up 7.8% year-over-year.

CZBS revenueCZBS salesannual revenue YoYincome statement

· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09