Companies: 10,795·Total market cap: $144.5T
Citizens Financial Services, Inc.

Citizens Financial Services, Inc.

CZFSNASDAQFinancial Services● Active
$65.44
+$0.07(+0.11%)
Market Cap$314435274
P/E Ratio
52W High$69.58
52W Low$49.99

Citizens Financial Services, Inc. (CZFS) · Income Statement

Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.

FMP · CZFS · as of 2026-06-09

Financial statements

Revenue · Gross Profit · Net Income
Breakdown2025-122024-122023-122022-122021-12
Revenue
Revenue$0.17B$0.17B$0.14B$0.09B$0.09B
Cost of Revenue$0.06B$0.07B$0.05B$0.01B$0.01B
Gross Profit$0.11B$0.10B$0.09B$0.08B$0.08B
Gross Margin %(computed)63.32%58.22%62.24%86.14%89.88%
Operating Expenses
R&D Expenses$0.00B$0.00B$0.00B$0.00B$0.00B
G&A Expenses$0.05B$0.04B$0.04B$0.03B$0.03B
Total Operating Expenses$0.06B$0.06B$0.06B$0.04B$0.04B
Operating Income$0.05B$0.03B$0.02B$0.04B$0.04B
Operating Margin %(computed)26.03%19.98%15.51%38.13%41.30%
Interest Income$0.16B$0.15B$0.13B$0.08B$0.07B
Interest Expense$0.06B$0.07B$0.05B$0.01B$0.01B
Income Before Tax$0.05B$0.03B$0.02B$0.04B$0.04B
Income Tax Expense$0.01B$0.01B$0.00B$0.01B$0.01B
Net Income$0.04B$0.03B$0.02B$0.03B$0.03B
Net Margin %(computed)21.11%16.50%12.84%31.22%34.05%
Per Share & EBITDA
EPS (Basic)$7.62$5.80$3.98$7.10$7.09
Wtd Avg Shares0.00B0.00B0.00B0.00B0.00B
EBITDA$0.05B$0.04B$0.02B$0.04B$0.04B
EBITDA Margin %(computed)26.03%21.05%16.61%39.24%42.60%

Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · B

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About Citizens Financial Services, Inc. (CZFS) Income Statement

Citizens Financial Services, Inc. (CZFS) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, CZFS reported revenue of $0.17B, gross profit of $0.11B (gross margin 63.32%), and net income of $0.04B — a net profit margin of 21.11%.

Frequently asked questions

CZFS · 4 questions

Citizens Financial Services, Inc. (CZFS) reported revenue of $0.17B for 2025, up 2.7% year-over-year.

CZFS revenueCZFS salesannual revenue YoYincome statement

· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09