Dime Community Bancshares, Inc.

DCOMNYSEFinancial Services● Active

$38.15

+$0.37(+0.98%)

Market Cap$1.7B

P/E Ratio—

52W High$38.625

52W Low$25.44

Avg Volume289K

Open$38.03

Beta1.00

Free Cash Flow Financials Revenue

Dime Community Bancshares, Inc. (DCOM) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

DCOM · free cash flow · updated Jun 8, 2026

Core FCF metrics

DCOM · FCF · TTM · margin & CAGR

Free cash flow was $182.4M for FY2025 (fiscal year ending 2025-12-31), up 96.6% year-over-year The FCF margin was 25.0%. Five-year CAGR stands at +25.3%.

FY2025 Free Cash Flow$182.4M▲ +96.6% YoY

Trailing 12M (TTM)$164.2Mtrailing 4 quarters sum

FCF Margin25.0%$182.4M ÷ revenue

3-Year CAGR-14.5%FY2022 → FY2025

5-Year CAGR+25.3%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

DCOM · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$186.6M(4M)$182.4M▲ +96.6%25.0%

FY2024$99.1M(6M)$92.8M▲ +9.0%14.4%

FY2023$90.9M(6M)$85.2M▼ 70.8%13.2%

FY2022$295.2M(4M)$291.4M▲ +99.2%61.0%

FY2021$146.3M(0M)$146.3M▲ +148.1%34.3%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

DCOM · P/FCF · FCF yield · FCF per share

Dime Community Bancshares, Inc. (DCOM) trades at a FCF yield of 9.70% and a price-to-free-cash-flow ratio of 10.0x. FCF per share stands at $3.81, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

9.70%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$3.81

TTM FCF ÷ Shares Outstanding

Price / FCF

x10.0

Share Price ÷ FCF per Share

EV / FCF (TTM)

x2.1

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

DCOM · cash flow statement · operating / investing / financing

For FY2025, Dime Community Bancshares, Inc. generated $186.6M in operating cash flow and spent 4M in capital expenditures, yielding $182.4M in free cash flow.

Operating Activities

+$186.6M

Cash from core business operations

2025-12-31

Investing Activities

−$69.4M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$953.3M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($186.6M) − |CapEx| (4M) = FCF ($182.4M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

DCOM vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Dime Community Bancshares, Inc.YOU

DCOM

$182.4M+96.6%25.0%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Dime Community Bancshares, Inc. (DCOM) reported free cash flow of $182.4M for FY2025 (fiscal year ending 2025-12-31), up 96.6% year-over-year. The FCF margin was 25.0%.

Based on available data, Dime Community Bancshares, Inc. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $291.4M in FY2022. The 5-year CAGR stands at +25.3%.

Dime Community Bancshares, Inc.'s FCF yield is 9.70% and price-to-FCF ratio is 10.0x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

DCOM free cash flow · 8 questions

Dime Community Bancshares, Inc. free cash flow was $182.4M for FY2025, up 96.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $164.2M.

DCOM free cash flowDCOM FCFDCOM FCF 2025DCOM free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Dime Community Bancshares, Inc. · Dime Community Bancshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026