Erste Group Bank AG

EBKOFOTCFinancial Services● Active

$118.59

+$0.28(+0.24%)

Market Cap$46.1B

P/E Ratio—

52W High$135.16

52W Low$80.79

Avg Volume5K

Open$117.22

Beta0.82

Free Cash Flow Financials Revenue

Erste Group Bank AG (EBKOF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

EBKOF · free cash flow · updated Jun 9, 2026

Core FCF metrics

EBKOF · FCF · TTM · margin & CAGR

Free cash flow was $4.28B for FY2025 (fiscal year ending 2025-12-31), up 143.8% year-over-year The FCF margin was 20.1%. Five-year CAGR stands at -29.1%.

FY2025 Free Cash Flow$4.28B▲ +143.8% YoY

Trailing 12M (TTM)$16.22Btrailing 4 quarters sum

FCF Margin20.1%$4.28B ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGR-29.1%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

EBKOF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$5.03B(753M)$4.28B▲ +143.8%20.1%

FY2024−$9.03B(746M)−$9.78B▼ 575.0%-88.4%

FY2023$2.59B(528M)$2.06B▲ +122.1%9.1%

FY2022−$8.81B(479M)−$9.29B▼ 185.6%-67.9%

FY2021$11.40B(548M)$10.86B▼ 54.7%117.9%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

EBKOF · P/FCF · FCF yield · FCF per share

Erste Group Bank AG (EBKOF) trades at a FCF yield of 40.69% and a price-to-free-cash-flow ratio of 3.0x. FCF per share stands at $39.53, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

40.69%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$39.53

TTM FCF ÷ Shares Outstanding

Price / FCF

x3.0

Share Price ÷ FCF per Share

EV / FCF (TTM)

x6.9

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

EBKOF · cash flow statement · operating / investing / financing

For FY2025, Erste Group Bank AG generated $5.03B in operating cash flow and spent 753M in capital expenditures, yielding $4.28B in free cash flow.

Operating Activities

+$5.03B

Cash from core business operations

2025-12-31

Investing Activities

−$6.60B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$3.97B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($5.03B) − |CapEx| (753M) = FCF ($4.28B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

EBKOF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Erste Group Bank AGYOU

EBKOF

$4.28B+143.8%20.1%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Erste Group Bank AG (EBKOF) reported free cash flow of $4.28B for FY2025 (fiscal year ending 2025-12-31), up 143.8% year-over-year. The FCF margin was 20.1%.

Based on available data, Erste Group Bank AG has maintained positive free cash flow for at least 9 fiscal year(s). FCF peaked at $23.94B in FY2020. The 5-year CAGR stands at -29.1%.

Erste Group Bank AG's FCF yield is 40.69% and price-to-FCF ratio is 3.0x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

EBKOF free cash flow · 8 questions

Erste Group Bank AG free cash flow was $4.28B for FY2025, up 143.8% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $16.22B.

EBKOF free cash flowEBKOF FCFEBKOF FCF 2025EBKOF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Erste Group Bank AG · Erste Group Bank AG SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026