Companies: 10,795·Total market cap: $144.5T
Enterprise Bancorp, Inc.

Enterprise Bancorp, Inc.

EBTCNASDAQFinancial Services
$39.64
$-0.30(-0.75%)
Market Cap$495832976
P/E Ratio—
52W High$44.41
52W Low$23.02
Cash on HandFinancialsRevenue

Enterprise Bancorp, Inc. (EBTC) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

EBTC · cash on hand · updated Dec 31, 2024

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$97.5M▼ -86.4% vs prior year
FY · as of Dec 31, 2024 · Reported in USD
Cash & Cash Equiv. (CCE)
$83.8M
cashAndCashEquivalents
Short-Term Investments
$13.7M
shortTermInvestments
YoY Change vs Prior Year
-86.4%
vs prior fiscal year
Latest Quarter
$95.5M
Q1 2025
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2024

Net cash vs debt

Cash & ST Investments$97.5MCash on Hand
Total Debt$236.8MTotal Debt
Net Cash / Net Debt−$139.3MNet Debt Position
Cash vs Debt Ratio
Cash 29%Debt 71%

Enterprise Bancorp, Inc. carries a net debt position of $139.3M. Total debt ($236.8M) exceeds cash on hand ($97.5M). Enterprise Bancorp, Inc. cash vs debt ratio: 29% cash / 71% debt.

Net Cash = Cash & ST Investments − Total Debt$97.5M − $236.8M = −$139.3M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
EBTC annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2024Latest$97.5M-86.4%
Dec 31, 2023$717.7M+168.2%
Dec 31, 2022$267.6M-38.7%
Dec 31, 2021$436.6M+72.0%
Dec 31, 2020$253.8M+297.8%
EBTC cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T175.6%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.4%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Enterprise Bancorp, Inc.
Enterprise Bancorp, Inc.YOU
EBTC
$97.5M19.7%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Enterprise Bancorp, Inc. (EBTC) cash on hand as of December 31, 2024 is $97.5M, comprising $83.8M in cash and cash equivalents (CCE) plus $13.7M in short-term investments — reported as Enterprise Bancorp, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Enterprise Bancorp, Inc. cash reserves or cash position.

Enterprise Bancorp, Inc. annual cash on hand history shows decreased -86.4% in 2024: decreased -86.4% in 2024. Enterprise Bancorp, Inc. cash reserves in 2024 reflect the company's capital allocation strategy.

Enterprise Bancorp, Inc. carries total debt of $236.8M against cash of $97.5M, resulting in a net debt position of -$139.3M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

EBTC cash on hand · 5 questions

As of December 31, 2024, Enterprise Bancorp, Inc. (EBTC) has $97,525,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $83,841,000 in cash and cash equivalents (CCE) plus $13,684,000 in short-term investments. Latest quarter (March 31, 2025): $95,528,000. Data sourced from the annual 10-K filing via FMP.

EBTC cash on handEBTC cash reservesEBTC cash 2024how much cash does EBTC have

▸ Source: FMP /balance-sheet-statement · US GAAP · Enterprise Bancorp, Inc. · Enterprise Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2024