Eastern Michigan Financial Corporation
Eastern Michigan Financial Corporation (EFIN) PE Ratio — Current & Historical Data
Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.
efin · pe ratio · data through Dec 31, 2024
Core PE Ratio Metrics
Trailing 12 months · TTMThe price-to-earnings (P/E) ratio for Eastern Michigan Financial Corporation (EFIN) measures how much investors pay for each dollar of the company's trailing earnings. EFIN's current PE ratio of 12.05x is calculated by dividing its stock price of $66.45 by its TTM earnings per share of $5.52. +61.3% elevated vs 5Y avg 7.5x
Source: FMP · /ratios-ttm · /analyst-estimates · 2024-12-31
PE Ratio History
2002 – 2024 · Annual▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)
Historical PE Range
Past 17 fiscal years · Front-end computedMinQ1 · 25%10.0x
MedianQ3 · 75%15.7x
Max
At 12.05x, EFIN's current P/E is higher than in 82% of its annual fiscal year readings over the past 17 years — historically elevated.
Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.
PE Ratio vs Peers
Banks - Regional · 6 peers · Annual PE| Company | Market Cap | PE (Annual) | vs Avg | EPS (TTM) |
|---|---|---|---|---|
Eastern Michigan Financial CorporationYou EFIN | $86M | 12.05x | +26.3% | $5.52 |
 Bank of Botetourt BORT | $103M | 8.01x | -16.0% | $5.49 |
 Coastal Carolina Bancshares, Inc. CCNB | $101M | 7.51x | -21.3% | $1.73 |
 Citizens Bancshares Corporation CITZ | $91M | 7.44x | -22.0% | $5.65 |
 Farmers Bancorp (Frankfort IN) FABP | $91M | 7.93x | -16.9% | $5.05 |
 InsCorp, Inc. IBTN | $78M | 18.10x | +89.8% | $1.53 |
 Killbuck Bancshares, Inc. KLIB | $80M | 8.24x | -13.6% | $18.94 |
Industry Average 6 peers with valid PE | — | 9.54x | baseline | — |
* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio
Annual PE Ratio History
| Fiscal Year End | PE Ratio | EPS (TTM) | YoY Change | PE vs Max |
|---|---|---|---|---|
2024-12-31Latest FY2024 | 6.48x | $5.56 | +27.8% | |
2023-12-31 FY2023 | 5.07x | $4.93 | -42.5% | |
2022-12-31 FY2022 | 8.81x | $2.91 | -1.9% | |
2021-12-31 FY2021 | 8.98x | $3.98 | +12.4% | |
2020-12-31 FY2020 | 7.99x | $3.44 | -12.1% | |
2019-12-31 FY2019 | 9.10x | $3.33 | +6.2% | |
2018-12-31 FY2018 | 8.56x | $2.61 | -22.2% | |
2017-12-31 FY2017 | 11.00x | $2.07 | -0.4% | |
2016-12-31 FY2016 | 11.04x | $1.82 | +12.1% | |
2015-12-31 FY2015 | 9.86x | $1.73 | -1.1% |
▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API
About PE Ratio & Methodology
The price-to-earnings (P/E) ratio for Eastern Michigan Financial Corporation (EFIN) measures how much investors pay for each dollar of the company's trailing earnings. EFIN's current PE ratio of 12.05x is calculated by dividing its stock price of $66.45 by its TTM earnings per share of $5.52.
Frequently asked questions
EFIN pe ratio · 6 questionsEFIN's current PE ratio is 12.05x as of 2026-06-09, based on a stock price of $66.45 and TTM EPS of $5.52. Data sourced from Financial Modeling Prep via EFIN's SEC 10-K and 10-Q filings.
▸ Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Eastern Michigan Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-09