Companies: 10,795·Total market cap: $144.5T
Embassy Bancorp, Inc.

Embassy Bancorp, Inc.

EMYBOTCFinancial Services● Active
$21.15
$-0.05(-0.24%)
Market Cap$156816041
P/E Ratio
52W High$21.27
52W Low$15.1

Embassy Bancorp, Inc. (EMYB) · Income Statement

Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.

FMP · EMYB · as of 2026-06-08

Financial statements

Revenue · Gross Profit · Net Income
Breakdown2025-122024-122023-122022-122021-12
Revenue
Revenue$74.72M$67.91M$59.57M$52.51M$49.60M
Cost of Revenue$29.15M$28.35M$17.94M$5.00M$4.93M
Gross Profit$45.57M$39.56M$41.63M$47.52M$44.68M
Gross Margin %(computed)60.99%58.25%69.88%90.48%90.07%
Operating Expenses
R&D Expenses$0.00M$0.00M$0.00M$0.00M$0.00M
G&A Expenses$1.09M$15.04M$14.53M$13.87M$12.70M
Total Operating Expenses$28.98M$27.05M$26.18M$25.52M$23.82M
Operating Income$16.60M$12.51M$15.46M$21.99M$20.85M
Operating Margin %(computed)22.21%18.42%25.94%41.88%42.04%
Interest Income$71.46M$64.97M$57.16M$50.38M$47.51M
Interest Expense$29.04M$28.79M$18.12M$4.10M$4.01M
Income Before Tax$16.60M$12.51M$15.46M$21.99M$20.85M
Income Tax Expense$2.90M$2.07M$2.80M$4.29M$4.07M
Net Income$13.70M$10.44M$12.66M$17.70M$16.79M
Net Margin %(computed)18.33%15.37%21.25%33.71%33.84%
Per Share & EBITDA
EPS (Basic)$1.79$1.37$1.67$2.34$2.23
Wtd Avg Shares7.64M7.61M7.60M7.55M7.52M
EBITDA$17.66M$13.66M$16.37M$22.88M$21.72M
EBITDA Margin %(computed)23.64%20.11%27.48%43.56%43.78%

Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · M

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About Embassy Bancorp, Inc. (EMYB) Income Statement

Embassy Bancorp, Inc. (EMYB) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, EMYB reported revenue of $0.07B, gross profit of $0.05B (gross margin 60.99%), and net income of $0.01B — a net profit margin of 18.33%.

Frequently asked questions

EMYB · 4 questions

Embassy Bancorp, Inc. (EMYB) reported revenue of $0.07B for 2025, up 10.0% year-over-year.

EMYB revenueEMYB salesannual revenue YoYincome statement

· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08