Enova International, Inc.
ENVANYSEFinancial Services● Active
$169.13
+$0.31(+0.18%)
Market Cap$4.2B
P/E Ratio—
52W High$176.68
52W Low$92.55
Enova International, Inc. (ENVA) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
ENVA · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 23, 2026EPS Actual
$3.87
Est. $3.66 · +5.7%
Revenue
$0.88B
Est. $0.85B · +2.8%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 23, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue🔥 10-Quarter EPS Beat Streak
ENVA reports quarterly as a NYSE-listed Financial - Credit Services company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 23, 2026 | $3.99 | — | — | — | $0.90B | — |
| ▲ Q2 FY2026 | Apr 23, 2026 | $3.66 | $3.87 | +5.7% | $0.88B | $0.85B | +2.8% |
| ▲ Q1 FY2026 | Jan 27, 2026 | $3.17 | $3.46 | +9.2% | $0.84B | $0.84B | +0.1% |
| ▲ Q4 FY2025 | Oct 23, 2025 | $3.03 | $3.36 | +10.9% | $0.80B | $0.81B | -0.5% |
| ▲ Q3 FY2025 | Jul 24, 2025 | $2.97 | $3.23 | +8.8% | $0.76B | $0.79B | -3.4% |
| ▲ Q2 FY2025 | Apr 29, 2025 | $2.77 | $2.98 | +7.6% | $0.75B | $0.73B | +1.6% |
| ▲ Q1 FY2025 | Feb 4, 2025 | $2.33 | $2.61 | +12.0% | $0.73B | $0.73B | -0.1% |
| ▲ Q4 FY2024 | Oct 22, 2024 | $2.30 | $2.45 | +6.5% | $0.69B | $0.73B | -5.6% |
Q3 FY2026
Jul 23, 2026
EPS Actual
—
EPS Est.
$3.99
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 23, 2026Beat
EPS Actual
$3.87
EPS Est.
$3.66
EPS Surpr.
+5.7%
Revenue
$0.88B
Q1 FY2026
Jan 27, 2026Beat
EPS Actual
$3.46
EPS Est.
$3.17
EPS Surpr.
+9.2%
Revenue
$0.84B
Q4 FY2025
Oct 23, 2025Beat
EPS Actual
$3.36
EPS Est.
$3.03
EPS Surpr.
+10.9%
Revenue
$0.80B
Q3 FY2025
Jul 24, 2025Beat
EPS Actual
$3.23
EPS Est.
$2.97
EPS Surpr.
+8.8%
Revenue
$0.76B
Q2 FY2025
Apr 29, 2025Beat
EPS Actual
$2.98
EPS Est.
$2.77
EPS Surpr.
+7.6%
Revenue
$0.75B
Q1 FY2025
Feb 4, 2025Beat
EPS Actual
$2.61
EPS Est.
$2.33
EPS Surpr.
+12.0%
Revenue
$0.73B
Q4 FY2024
Oct 22, 2024Beat
EPS Actual
$2.45
EPS Est.
$2.30
EPS Surpr.
+6.5%
Revenue
$0.69B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $6.64 | $6.72 | $6.80 | 1 |
| Q3 FY2028 | $6.11 | $6.19 | $6.26 | 1 |
| Q2 FY2028 | $6.46 | $6.55 | $6.62 | 1 |
| Q1 FY2028 | $6.94 | $7.02 | $7.10 | 1 |
| Q4 FY2027 | $5.21 | $5.28 | $5.33 | 1 |
| Q3 FY2027 | $4.86 | $4.92 | $4.98 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $1.5B | $1.5B | $1.5B | 1 |
| Q3 FY2028 | $1.4B | $1.4B | $1.4B | 1 |
| Q2 FY2028 | $1.3B | $1.3B | $1.3B | 1 |
| Q1 FY2028 | $1.3B | $1.3B | $1.3B | 1 |
| Q4 FY2027 | $1.2B | $1.2B | $1.2B | 1 |
| Q3 FY2027 | $1.1B | $1.1B | $1.1B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 23, 2026 | +5.7% | $168.06 | $169.42 | +0.81% |
| ▲ Q1 FY2026 | Jan 27, 2026 | +9.2% | $158.55 | $157.70 | -0.54% |
| ▲ Q4 FY2025 | Oct 23, 2025 | +10.9% | $113.95 | $114.03 | +0.07% |
| ▲ Q3 FY2025 | Jul 24, 2025 | +8.8% | $117.63 | $111.74 | -5.01% |
| ▲ Q2 FY2025 | Apr 29, 2025 | +7.6% | $99.27 | $99.55 | +0.28% |
| ▲ Q1 FY2025 | Feb 4, 2025 | +12.0% | $110.84 | $112.94 | +1.89% |
| ▲ Q4 FY2024 | Oct 22, 2024 | +6.5% | $86.17 | $89.87 | +4.29% |
| ▲ Q3 FY2024 | Jul 23, 2024 | +6.8% | $73.59 | $74.57 | +1.33% |
Q2 FY2026+0.81%
Report Date
Apr 23, 2026
EPS Beat/Miss
+5.7%
Price Before
$168.06
Price After
$169.42
Q1 FY2026-0.54%
Report Date
Jan 27, 2026
EPS Beat/Miss
+9.2%
Price Before
$158.55
Price After
$157.70
Q4 FY2025+0.07%
Report Date
Oct 23, 2025
EPS Beat/Miss
+10.9%
Price Before
$113.95
Price After
$114.03
Q3 FY2025-5.01%
Report Date
Jul 24, 2025
EPS Beat/Miss
+8.8%
Price Before
$117.63
Price After
$111.74
Q2 FY2025+0.28%
Report Date
Apr 29, 2025
EPS Beat/Miss
+7.6%
Price Before
$99.27
Price After
$99.55
Q1 FY2025+1.89%
Report Date
Feb 4, 2025
EPS Beat/Miss
+12.0%
Price Before
$110.84
Price After
$112.94
Q4 FY2024+4.29%
Report Date
Oct 22, 2024
EPS Beat/Miss
+6.5%
Price Before
$86.17
Price After
$89.87
Q3 FY2024+1.33%
Report Date
Jul 23, 2024
EPS Beat/Miss
+6.8%
Price Before
$73.59
Price After
$74.57
Avg Beat Reaction+0.39%
Beat Rate8 / 8 quarters
Largest Move-5.01% (Q3 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: ENVA ends December
Enova International, Inc. (ENVA) most recently reported earnings on April 23, 2026 for Q2 FY2026, posting EPS of $3.87 — beating the analyst consensus of $3.66 by +5.7%. ENVA has beaten EPS estimates for 10 consecutive quarters. The next ENVA earnings date is expected around September 1, 2026.
Each quarter, investors track ENVA earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. ENVA revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
ENVA's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
ENVA earnings · 5 questionsEnova International, Inc.'s next earnings report is expected around September 1, 2026. ENVA typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; ENVA historically reports after market close (AMC).
ENVA earnings datewhen is ENVA earningsENVA next earnings datewhen does ENVA report earningsENVA earnings calendar
▸ Source: FMP · Enova International, Inc. SEC filings · US GAAP · Enova International, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026