FirstRand Limited

FANDFOTCFinancial Services● Active

$5.01

$-0.82(-14.07%)

Market Cap$28.0B

P/E Ratio—

52W High$6.0125

52W Low$4.105

Avg Volume179

Open$5.01

Beta0.55

Free Cash Flow Financials Revenue

FirstRand Limited (FANDF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FANDF · free cash flow · updated Jun 9, 2026

Core FCF metrics

FANDF · FCF · TTM · margin & CAGR

Free cash flow was −$124.63B for FY2025 (fiscal year ending 2025-06-30), down 76.2% year-over-year The FCF margin was -93.8%.

FY2025 Free Cash Flow−$124.63B▼ -76.2% YoY

Trailing 12M (TTM)−$31.31Btrailing 4 quarters sum

FCF Margin-93.8%−$124.63B ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FANDF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest−$119.32B(5.31B)−$124.63B▼ 76.2%-93.8%

FY2024$18.69B(6.36B)−$70.72B▼ 266.5%-50.7%

FY2023$47.66B(5.19B)$42.47B▲ +593.1%35.6%

FY2022−$51.85B(3.67B)$6.13B▲ +7.1%5.7%

FY2021−$73.53B(3.42B)$5.72B▼ 83.1%6.0%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FANDF · P/FCF · FCF yield · FCF per share

FirstRand Limited (FANDF) reported negative free cash flow of −$124.63B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-06-30

Cash flow statement summary

FANDF · cash flow statement · operating / investing / financing

For FY2025, FirstRand Limited generated −$119.32B in operating cash flow and spent 5.31B in capital expenditures, yielding −$124.63B in free cash flow.

Operating Activities

−$119.32B

Cash from core business operations

2025-06-30

Investing Activities

−$5.31B

CapEx, acquisitions & investments

2025-06-30

Financing Activities

+$130.64B

Buybacks, dividends & debt

2025-06-30

FCF FormulaOperating CF (−$119.32B) − |CapEx| (5.31B) = FCF (−$124.63B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FANDF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

FirstRand LimitedYOU

FANDF

−$124.63B-76.2%-93.8%

Loss

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

FirstRand Limited (FANDF) reported free cash flow of −$124.63B for FY2025 (fiscal year ending 2025-06-30), down 76.2% year-over-year. The FCF margin was -93.8%.

Based on available data, FirstRand Limited has maintained positive free cash flow for at least 10 fiscal year(s). FCF peaked at $42.47B in FY2023.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FANDF free cash flow · 8 questions

FirstRand Limited free cash flow was −$124.63B for FY2025, down 76.2% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at −$31.31B.

FANDF free cash flowFANDF FCFFANDF FCF 2025FANDF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · FirstRand Limited · FirstRand Limited SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026