North American Financial 15 Split Corp.

FFN.TOTSXFinancial Services● Active

$9.81

+$0.09(+0.93%)

Market Cap$612916871

P/E Ratio—

52W High$9.93

52W Low$6.53

Avg Volume284K

Open$9.76

Beta2.73

Free Cash Flow Financials Revenue

North American Financial 15 Split Corp. (FFN.TO) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FFN.TO · free cash flow · updated Jun 8, 2026

Core FCF metrics

FFN.TO · FCF · TTM · margin & CAGR

Free cash flow was $22.8M for FY2025 (fiscal year ending 2025-11-30), down 56.3% year-over-year The FCF margin was 39.1%. Five-year CAGR stands at -13.0%.

FY2025 Free Cash Flow$22.8M▼ -56.3% YoY

Trailing 12M (TTM)$87.6Mtrailing 4 quarters sum

FCF Margin39.1%$22.8M ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGR-13.0%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FFN.TO · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$22.8M(0M)$22.8M▼ 56.3%39.1%

FY2024$52.3M(0M)$52.3M▲ +404.6%14.4%

FY2023$10.4M(0M)$10.4M▲ +105.5%—

FY2022−$187.4M(0M)−$187.4M▲ +22.5%-788.2%

FY2021−$241.6M(0M)−$241.6M▼ 626.9%-268.8%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FFN.TO · P/FCF · FCF yield · FCF per share

North American Financial 15 Split Corp. (FFN.TO) trades at a FCF yield of 5.77% and a price-to-free-cash-flow ratio of 6.6x. FCF per share stands at $1.48, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

5.77%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$1.48

TTM FCF ÷ Shares Outstanding

Price / FCF

x6.6

Share Price ÷ FCF per Share

EV / FCF (TTM)

x31.7

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-11-30

Cash flow statement summary

FFN.TO · cash flow statement · operating / investing / financing

For FY2025, North American Financial 15 Split Corp. generated $22.8M in operating cash flow and spent 0M in capital expenditures, yielding $22.8M in free cash flow.

Operating Activities

+$22.8M

Cash from core business operations

2025-11-30

Investing Activities

+$0.0M

CapEx, acquisitions & investments

2025-11-30

Financing Activities

−$109.0M

Buybacks, dividends & debt

2025-11-30

FCF FormulaOperating CF ($22.8M) − |CapEx| (0M) = FCF ($22.8M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FFN.TO vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

North American Financial 15 Split Corp.YOU

FFN.TO

$22.8M-56.3%39.1%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

North American Financial 15 Split Corp. (FFN.TO) reported free cash flow of $22.8M for FY2025 (fiscal year ending 2025-11-30), down 56.3% year-over-year. The FCF margin was 39.1%.

Based on available data, North American Financial 15 Split Corp. has maintained positive free cash flow for at least 8 fiscal year(s). FCF peaked at $52.3M in FY2024. The 5-year CAGR stands at -13.0%.

North American Financial 15 Split Corp.'s FCF yield is 5.77% and price-to-FCF ratio is 6.6x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FFN.TO free cash flow · 8 questions

North American Financial 15 Split Corp. free cash flow was $22.8M for FY2025, down 56.3% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $87.6M.

FFN.TO free cash flowFFN.TO FCFFFN.TO FCF 2025FFN.TO free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · North American Financial 15 Split Corp. · North American Financial 15 Split Corp. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026