First Financial Northwest, Inc.

FFNWNASDAQFinancial Services

$22.56

$-0.04(-0.15%)

Market Cap$208182326

P/E Ratio—

52W High$23.5

52W Low$18.03

Avg Volume74K

Open$22.56

Beta0.27

Free Cash Flow Financials Revenue

First Financial Northwest, Inc. (FFNW) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FFNW · free cash flow · updated Jun 9, 2026

Core FCF metrics

FFNW · FCF · TTM · margin & CAGR

Free cash flow was $711,000 for FY2024 (fiscal year ending 2024-12-31), down 80.6% year-over-year The FCF margin was 1.9%. Five-year CAGR stands at -41.2%.

FY2024 Free Cash Flow$711,000▼ -80.6% YoY

Trailing 12M (TTM)$1.1Mtrailing 4 quarters sum

FCF Margin1.9%$711,000 ÷ revenue

3-Year CAGR-64.9%FY2021 → FY2024

5-Year CAGR-41.2%FY2019 → FY2024

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FFNW · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2024Latest$1.1M(0M)$711,000▼ 80.6%1.9%

FY2023$4.2M(1M)$3.7M▼ 86.5%8.5%

FY2022$28.0M(1M)$27.1M▲ +65.0%52.5%

FY2021$18.4M(2M)$16.4M▲ +69.4%33.6%

FY2020$12.0M(2M)$9.7M▼ 4.0%21.6%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FFNW · P/FCF · FCF yield · FCF per share

First Financial Northwest, Inc. (FFNW) trades at a FCF yield of 0.34% and a price-to-free-cash-flow ratio of 188.0x. FCF per share stands at $0.12, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

0.34%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$0.12

TTM FCF ÷ Shares Outstanding

Price / FCF

x188.0

Share Price ÷ FCF per Share

EV / FCF (TTM)

x279.4

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2024 · 2024-12-31

Cash flow statement summary

FFNW · cash flow statement · operating / investing / financing

For FY2024, First Financial Northwest, Inc. generated $1.1M in operating cash flow and spent 0M in capital expenditures, yielding $0.7M in free cash flow.

Operating Activities

+$1.1M

Cash from core business operations

2024-12-31

Investing Activities

+$0.0M

CapEx, acquisitions & investments

2024-12-31

Financing Activities

−$2.7M

Buybacks, dividends & debt

2024-12-31

FCF FormulaOperating CF ($1.1M) − |CapEx| (0M) = FCF ($0.7M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FFNW vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

First Financial Northwest, Inc.YOU

FFNW

$711,000-80.6%1.9%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

First Financial Northwest, Inc. (FFNW) reported free cash flow of $711,000 for FY2024 (fiscal year ending 2024-12-31), down 80.6% year-over-year. The FCF margin was 1.9%.

Based on available data, First Financial Northwest, Inc. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $27.1M in FY2022. The 5-year CAGR stands at -41.2%.

First Financial Northwest, Inc.'s FCF yield is 0.34% and price-to-FCF ratio is 188.0x for FY2024, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FFNW free cash flow · 8 questions

First Financial Northwest, Inc. free cash flow was $711,000 for FY2024, down 80.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $1.1M.

FFNW free cash flowFFNW FCFFFNW FCF 2024FFNW free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · First Financial Northwest, Inc. · First Financial Northwest, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026