First Foundation Inc.

FFWMNYSEFinancial Services

$5.90

+$0.14(+2.43%)

Market Cap$489265123

P/E Ratio—

52W High$6.72

52W Low$4.415

Avg Volume863K

Open$5.88

Beta0.93

Free Cash Flow Financials Revenue

First Foundation Inc. (FFWM) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FFWM · free cash flow · updated Jun 9, 2026

Core FCF metrics

FFWM · FCF · TTM · margin & CAGR

Free cash flow was −$35.2M for FY2025 (fiscal year ending 2025-12-31), down 206.0% year-over-year The FCF margin was -6.0%.

FY2025 Free Cash Flow−$35.2M▼ -206.0% YoY

Trailing 12M (TTM)−$39.3Mtrailing 4 quarters sum

FCF Margin-6.0%−$35.2M ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FFWM · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest−$31.9M(3M)−$35.2M▼ 206.0%-6.0%

FY2024−$8.8M(3M)−$11.5M▼ 3910.5%-2.4%

FY2023$7.9M(8M)−$287,000▼ 100.3%-0.1%

FY2022$101.5M(5M)$96.9M▲ +3.4%23.4%

FY2021$96.9M(3M)$93.7M▲ +45.1%30.3%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FFWM · P/FCF · FCF yield · FCF per share

First Foundation Inc. (FFWM) reported negative free cash flow of −$0.04B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

FFWM · cash flow statement · operating / investing / financing

For FY2025, First Foundation Inc. generated −$31.9M in operating cash flow and spent 3M in capital expenditures, yielding −$35.2M in free cash flow.

Operating Activities

−$31.9M

Cash from core business operations

2025-12-31

Investing Activities

+$1.22B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$581.0M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF (−$31.9M) − |CapEx| (3M) = FCF (−$35.2M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FFWM vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

First Foundation Inc.YOU

FFWM

−$35.2M-206.0%-6.0%

Loss

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

First Foundation Inc. (FFWM) reported free cash flow of −$35.2M for FY2025 (fiscal year ending 2025-12-31), down 206.0% year-over-year. The FCF margin was -6.0%.

Based on available data, First Foundation Inc. has maintained positive free cash flow for at least 12 fiscal year(s). FCF peaked at $96.9M in FY2022.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FFWM free cash flow · 8 questions

First Foundation Inc. free cash flow was −$35.2M for FY2025, down 206.0% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at −$39.3M.

FFWM free cash flowFFWM FCFFFWM FCF 2025FFWM free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · First Foundation Inc. · First Foundation Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026