Financial Institutions, Inc.
FISINASDAQFinancial Services● Active
$37.27
+$0.16(+0.43%)
Market Cap$733711010
P/E Ratio—
52W High$37.85
52W Low$24.41
Financial Institutions, Inc. (FISI) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
FISI · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 23, 2026EPS Actual
$1.04
Est. $0.92 · +13.0%
Revenue
$0.06B
Est. $0.06B · -0.1%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 23, 2026
After Market Close
▲ Beat EPS✓ 3-Quarter EPS Beat Streak
FISI reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 23, 2026 | $0.89 | — | — | — | $0.06B | — |
| ▲ Q2 FY2026 | Apr 23, 2026 | $0.92 | $1.04 | +13.0% | $0.06B | $0.06B | -0.1% |
| ▲ Q1 FY2026 | Jan 29, 2026 | $0.95 | $0.96 | +1.1% | $0.06B | $0.06B | +1.8% |
| ▲ Q4 FY2025 | Oct 23, 2025 | $0.94 | $0.99 | +5.3% | $0.06B | $0.06B | +0.9% |
| ▼ Q3 FY2025 | Jul 24, 2025 | $0.88 | $0.85 | -3.4% | $0.06B | $0.06B | -1.7% |
| ▲ Q2 FY2025 | Apr 28, 2025 | $0.74 | $0.81 | +9.5% | $0.06B | $0.06B | -1.0% |
| ▼ Q1 FY2025 | Jan 30, 2025 | $0.74 | $0.54 | -27.0% | $-0.01B | $0.05B | -126.5% |
| ▲ Q4 FY2024 | Oct 24, 2024 | $0.76 | $0.84 | +10.5% | $0.05B | $0.04B | +17.9% |
Q3 FY2026
Jul 23, 2026
EPS Actual
—
EPS Est.
$0.89
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 23, 2026Beat
EPS Actual
$1.04
EPS Est.
$0.92
EPS Surpr.
+13.0%
Revenue
$0.06B
Q1 FY2026
Jan 29, 2026Beat
EPS Actual
$0.96
EPS Est.
$0.95
EPS Surpr.
+1.1%
Revenue
$0.06B
Q4 FY2025
Oct 23, 2025Beat
EPS Actual
$0.99
EPS Est.
$0.94
EPS Surpr.
+5.3%
Revenue
$0.06B
Q3 FY2025
Jul 24, 2025Miss
EPS Actual
$0.85
EPS Est.
$0.88
EPS Surpr.
-3.4%
Revenue
$0.06B
Q2 FY2025
Apr 28, 2025Beat
EPS Actual
$0.81
EPS Est.
$0.74
EPS Surpr.
+9.5%
Revenue
$0.06B
Q1 FY2025
Jan 30, 2025Miss
EPS Actual
$0.54
EPS Est.
$0.74
EPS Surpr.
-27.0%
Revenue
$-0.01B
Q4 FY2024
Oct 24, 2024Beat
EPS Actual
$0.84
EPS Est.
$0.76
EPS Surpr.
+10.5%
Revenue
$0.05B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $1.11 | $1.12 | $1.13 | 1 |
| Q3 FY2027 | $1.06 | $1.07 | $1.08 | 1 |
| Q2 FY2027 | $1.00 | $1.00 | $1.01 | 1 |
| Q1 FY2027 | $0.99 | $0.99 | $1.00 | 1 |
| Q4 FY2026 | $1.03 | $1.03 | $1.04 | 1 |
| Q3 FY2026 | $1.01 | $1.01 | $1.02 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q2 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q1 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q4 FY2026 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2026 | $0.1B | $0.1B | $0.1B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 23, 2026 | +13.0% | $34.17 | $34.15 | -0.06% |
| ▲ Q1 FY2026 | Jan 29, 2026 | +1.1% | $31.97 | $32.93 | +3.00% |
| ▲ Q4 FY2025 | Oct 23, 2025 | +5.3% | $26.63 | $26.48 | -0.56% |
| ▼ Q3 FY2025 | Jul 24, 2025 | -3.4% | $27.18 | $26.32 | -3.16% |
| ▲ Q2 FY2025 | Apr 28, 2025 | +9.5% | $23.86 | $24.06 | +0.84% |
| ▼ Q1 FY2025 | Jan 30, 2025 | -27.0% | $27.19 | $27.16 | -0.11% |
| ▲ Q4 FY2024 | Oct 24, 2024 | +10.5% | $25.61 | $24.98 | -2.46% |
| ▼ Q3 FY2024 | Jul 25, 2024 | -19.4% | $23.76 | $24.63 | +3.66% |
Q2 FY2026-0.06%
Report Date
Apr 23, 2026
EPS Beat/Miss
+13.0%
Price Before
$34.17
Price After
$34.15
Q1 FY2026+3.00%
Report Date
Jan 29, 2026
EPS Beat/Miss
+1.1%
Price Before
$31.97
Price After
$32.93
Q4 FY2025-0.56%
Report Date
Oct 23, 2025
EPS Beat/Miss
+5.3%
Price Before
$26.63
Price After
$26.48
Q3 FY2025-3.16%
Report Date
Jul 24, 2025
EPS Beat/Miss
-3.4%
Price Before
$27.18
Price After
$26.32
Q2 FY2025+0.84%
Report Date
Apr 28, 2025
EPS Beat/Miss
+9.5%
Price Before
$23.86
Price After
$24.06
Q1 FY2025-0.11%
Report Date
Jan 30, 2025
EPS Beat/Miss
-27.0%
Price Before
$27.19
Price After
$27.16
Q4 FY2024-2.46%
Report Date
Oct 24, 2024
EPS Beat/Miss
+10.5%
Price Before
$25.61
Price After
$24.98
Q3 FY2024+3.66%
Report Date
Jul 25, 2024
EPS Beat/Miss
-19.4%
Price Before
$23.76
Price After
$24.63
Avg Beat Reaction+0.15%
Avg Miss Reaction+0.13%
Beat Rate5 / 8 quarters
Largest Move+3.66% (Q3 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: FISI ends December
Financial Institutions, Inc. (FISI) most recently reported earnings on April 23, 2026 for Q2 FY2026, posting EPS of $1.04 — beating the analyst consensus of $0.92 by +13.0%. FISI has beaten EPS estimates for 3 consecutive quarters. The next FISI earnings date is expected around September 1, 2026.
Each quarter, investors track FISI earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. FISI revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
FISI's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
FISI earnings · 5 questionsFinancial Institutions, Inc.'s next earnings report is expected around September 1, 2026. FISI typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; FISI historically reports after market close (AMC).
FISI earnings datewhen is FISI earningsFISI next earnings datewhen does FISI report earningsFISI earnings calendar
▸ Source: FMP · Financial Institutions, Inc. SEC filings · US GAAP · Financial Institutions, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026