FedNat Holding Company

FNHCNASDAQFinancial Services

$0.00

+$0.00(+0.00%)

Market Cap$0

P/E Ratio—

52W High—

52W Low—

Avg Volume7.9M

Open$0.01

Beta2.07

Free Cash Flow Financials Revenue

FedNat Holding Company (FNHC) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FNHC · free cash flow · updated Jun 9, 2026

Core FCF metrics

FNHC · FCF · TTM · margin & CAGR

Free cash flow was −$193.0M for FY2021 (fiscal year ending 2021-12-31), down 102.6% year-over-year The FCF margin was -78.6%.

FY2021 Free Cash Flow−$193.0M▼ -102.6% YoY

Trailing 12M (TTM)−$119.8Mtrailing 4 quarters sum

FCF Margin-78.6%−$193.0M ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FNHC · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2021Latest−$191.2M(2M)−$193.0M▼ 102.6%-78.6%

FY2020−$91.9M(3M)−$95.3M▼ 386.3%-22.0%

FY2019$35.3M(2M)$33.3M▲ +17.8%8.0%

FY2018$30.3M(2M)$28.2M▲ +132.8%7.1%

FY2017$13.1M(1M)$12.1M▼ 82.1%3.1%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FNHC · P/FCF · FCF yield · FCF per share

FedNat Holding Company (FNHC) reported negative free cash flow of −$0.19B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2021 · 2021-12-31

Cash flow statement summary

FNHC · cash flow statement · operating / investing / financing

For FY2021, FedNat Holding Company generated −$191.2M in operating cash flow and spent 2M in capital expenditures, yielding −$193.0M in free cash flow.

Operating Activities

−$191.2M

Cash from core business operations

2021-12-31

Investing Activities

+$136.9M

CapEx, acquisitions & investments

2021-12-31

Financing Activities

+$35.4M

Buybacks, dividends & debt

2021-12-31

FCF FormulaOperating CF (−$191.2M) − |CapEx| (2M) = FCF (−$193.0M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FNHC vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

FedNat Holding CompanyYOU

FNHC

−$193.0M-102.6%-78.6%

Loss

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

FedNat Holding Company (FNHC) reported free cash flow of −$193.0M for FY2021 (fiscal year ending 2021-12-31), down 102.6% year-over-year. The FCF margin was -78.6%.

Based on available data, FedNat Holding Company has maintained positive free cash flow for at least 10 fiscal year(s). FCF peaked at $79.1M in FY2013.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FNHC free cash flow · 8 questions

FedNat Holding Company free cash flow was −$193.0M for FY2021, down 102.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at −$119.8M.

FNHC free cash flowFNHC FCFFNHC FCF 2021FNHC free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · FedNat Holding Company · FedNat Holding Company SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026