Vanquis Banking Group plc

FPLPFOTCFinancial Services● Active

$0.63

$-0.93(-59.46%)

Market Cap$161445526

P/E Ratio—

52W High$1.5612

52W Low$0.6329

Avg Volume49

Open$0.74

Beta1.23

Cash on Hand Financials Revenue

Vanquis Banking Group plc (FPLPF) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

FPLPF · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$1.06B▲ +5.7% vs prior year

FY · as of Dec 31, 2025 · Reported in GBP

Cash & Cash Equiv. (CCE)

$804.4M

cashAndCashEquivalents

Short-Term Investments

$257.0M

shortTermInvestments

YoY Change vs Prior Year

+5.7%

vs prior fiscal year

Latest Quarter

$1.06B

Q4 2025

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in GBP

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$1.06BCash on Hand

Total Debt$3.41BTotal Debt

Net Cash / Net Debt−$2.35BNet Debt Position

Cash vs Debt Ratio

Cash 24%Vanquis Banking Group plc cash as % of market cap: 657.39%% · MCap $0BDebt 76%

Vanquis Banking Group plc carries a net debt position of $2.35B. Total debt ($3.41B) exceeds cash on hand ($1.06B). Vanquis Banking Group plc cash vs debt ratio: 24% cash / 76% debt.

Net Cash = Cash & ST Investments − Total Debt$1.06B − $3.41B = −$2.35B

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

FPLPF annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

FPLPF cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$1.06B+5.7%

Dec 31, 2024FY$1.00B+35.1%

Dec 31, 2023FY$743.3M+59.9%

Dec 31, 2022FY$464.9M-35.2%

Dec 31, 2021FY$717.7M-22.0%

FPLPF cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

FPLPF vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$429B2.5%

Vanquis Banking Group plcYOU

FPLPF

$1.06B$161M657.4%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Vanquis Banking Group plc (FPLPF) cash on hand as of December 31, 2025 is $1.06B, comprising $804.4M in cash and cash equivalents (CCE) plus $257.0M in short-term investments — reported as Vanquis Banking Group plc cash and short-term investments on the balance sheet (10-K filing). Also referred to as Vanquis Banking Group plc cash reserves or cash position.

Vanquis Banking Group plc annual cash on hand history shows increased +5.7% in 2025: increased +5.7% in 2025. Vanquis Banking Group plc cash reserves in 2025 reflect the company's capital allocation strategy.

Vanquis Banking Group plc carries total debt of $3.41B against cash of $1.06B, resulting in a net debt position of -$2.35B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

FPLPF cash on hand · 5 questions

As of December 31, 2025, Vanquis Banking Group plc (FPLPF) has $1.06B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $804,369,632 in cash and cash equivalents (CCE) plus $256,958,354 in short-term investments. Latest quarter (December 31, 2025): $1.06B. Data sourced from the annual 10-K filing via FMP.

FPLPF cash on handFPLPF cash reservesFPLPF cash 2025how much cash does FPLPF have

▸ Source: FMP /balance-sheet-statement · US GAAP · Vanquis Banking Group plc · Vanquis Banking Group plc SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025