First Reliance Bancshares, Inc.

FSRLOTCFinancial Services● Active

$14.75

+$0.10(+0.68%)

Market Cap$116421750

P/E Ratio—

52W High$17

52W Low$9

Avg Volume9K

Open$14.56

Beta0.23

Free Cash Flow Financials Revenue

First Reliance Bancshares, Inc. (FSRL) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FSRL · free cash flow · updated Jun 8, 2026

Core FCF metrics

FSRL · FCF · TTM · margin & CAGR

Free cash flow was $13.2M for FY2025 (fiscal year ending 2025-12-31), up 239.0% year-over-year The FCF margin was 18.9%. Five-year CAGR stands at -16.9%.

FY2025 Free Cash Flow$13.2M▲ +239.0% YoY

Trailing 12M (TTM)$0trailing 4 quarters sum

FCF Margin18.9%$13.2M ÷ revenue

3-Year CAGR-18.3%FY2022 → FY2025

5-Year CAGR-16.9%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FSRL · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$18.0M(5M)$13.2M▲ +239.0%18.9%

FY2024−$8.9M(1M)−$9.5M▼ 206.9%-24.2%

FY2023$9.5M(1M)$8.9M▼ 63.3%17.1%

FY2022$25.3M(1M)$24.2M▼ 29.6%57.4%

FY2021$39.5M(5M)$34.4M▲ +3.1%84.1%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FSRL · P/FCF · FCF yield · FCF per share

First Reliance Bancshares, Inc. (FSRL) valuation ratios are currently unavailable — market cap, share count, or TTM data could not be retrieved from our data provider.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

Valuation ratios are unavailable — market cap, share count, or TTM data could not be retrieved. Individual metrics are shown where available.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

FSRL · cash flow statement · operating / investing / financing

For FY2025, First Reliance Bancshares, Inc. generated $18.0M in operating cash flow and spent 5M in capital expenditures, yielding $13.2M in free cash flow.

Operating Activities

+$18.0M

Cash from core business operations

2025-12-31

Investing Activities

−$44.2M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$11.1M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($18.0M) − |CapEx| (5M) = FCF ($13.2M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FSRL vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

First Reliance Bancshares, Inc.YOU

FSRL

$13.2M+239.0%18.9%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

First Reliance Bancshares, Inc. (FSRL) reported free cash flow of $13.2M for FY2025 (fiscal year ending 2025-12-31), up 239.0% year-over-year. The FCF margin was 18.9%.

Based on available data, First Reliance Bancshares, Inc. has maintained positive free cash flow for at least 11 fiscal year(s). FCF peaked at $34.4M in FY2021. The 5-year CAGR stands at -16.9%.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FSRL free cash flow · 8 questions

First Reliance Bancshares, Inc. free cash flow was $13.2M for FY2025, up 239.0% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $0.

FSRL free cash flowFSRL FCFFSRL FCF 2025FSRL free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · First Reliance Bancshares, Inc. · First Reliance Bancshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026