Horizon Bancorp, Inc.
HBNCNASDAQFinancial Services● Active
$18.90
+$0.15(+0.80%)
Market Cap$970132540
P/E Ratio—
52W High$19.07
52W Low$14.34
Horizon Bancorp, Inc. (HBNC) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
HBNC · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 22, 2026EPS Actual
$0.51
Est. $0.48 · +6.3%
Revenue
$0.07B
Est. $0.07B · -0.7%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 22, 2026
After Market Close
▲ Beat EPS✓ 2-Quarter EPS Beat Streak
HBNC reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.52
Rev. $3.34B
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.52
Rev. Est.$3.34B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 22, 2026 | $0.51 | — | — | — | $0.08B | — |
| ▲ Q2 FY2026 | Apr 22, 2026 | $0.48 | $0.51 | +6.3% | $0.07B | $0.07B | -0.7% |
| ▲ Q1 FY2026 | Jan 21, 2026 | $0.50 | $0.53 | +6.0% | $0.07B | $0.07B | +0.8% |
| ▼ Q4 FY2025 | Oct 22, 2025 | $0.46 | $0.30 | -34.8% | $-0.20B | $0.07B | -379.0% |
| ▲ Q3 FY2025 | Jul 23, 2025 | $0.44 | $0.47 | +6.8% | $0.07B | $0.07B | -3.9% |
| ▲ Q2 FY2025 | Apr 23, 2025 | $0.40 | $0.54 | +35.0% | $0.07B | $0.06B | +5.5% |
| ▼ Q1 FY2025 | Jan 22, 2025 | $0.39 | $0.36 | -7.7% | $0.06B | $0.06B | +0.8% |
| ▲ Q4 FY2024 | Oct 23, 2024 | $0.37 | $0.41 | +10.8% | $0.06B | $0.06B | -3.1% |
Q3 FY2026
Jul 22, 2026
EPS Actual
—
EPS Est.
$0.51
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 22, 2026Beat
EPS Actual
$0.51
EPS Est.
$0.48
EPS Surpr.
+6.3%
Revenue
$0.07B
Q1 FY2026
Jan 21, 2026Beat
EPS Actual
$0.53
EPS Est.
$0.50
EPS Surpr.
+6.0%
Revenue
$0.07B
Q4 FY2025
Oct 22, 2025Miss
EPS Actual
$0.30
EPS Est.
$0.46
EPS Surpr.
-34.8%
Revenue
$-0.20B
Q3 FY2025
Jul 23, 2025Beat
EPS Actual
$0.47
EPS Est.
$0.44
EPS Surpr.
+6.8%
Revenue
$0.07B
Q2 FY2025
Apr 23, 2025Beat
EPS Actual
$0.54
EPS Est.
$0.40
EPS Surpr.
+35.0%
Revenue
$0.07B
Q1 FY2025
Jan 22, 2025Miss
EPS Actual
$0.36
EPS Est.
$0.39
EPS Surpr.
-7.7%
Revenue
$0.06B
Q4 FY2024
Oct 23, 2024Beat
EPS Actual
$0.41
EPS Est.
$0.37
EPS Surpr.
+10.8%
Revenue
$0.06B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.58 | $0.58 | $0.59 | 1 |
| Q3 FY2027 | $0.57 | $0.57 | $0.58 | 1 |
| Q2 FY2027 | $0.54 | $0.55 | $0.55 | 1 |
| Q1 FY2027 | $0.52 | $0.53 | $0.53 | 1 |
| Q4 FY2026 | $0.54 | $0.55 | $0.55 | 1 |
| Q3 FY2026 | $0.52 | $0.53 | $0.54 | 3 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 2 |
| Q2 FY2027 | $0.1B | $0.1B | $0.1B | 2 |
| Q1 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q4 FY2026 | $0.1B | $0.1B | $0.1B | 2 |
| Q3 FY2026 | $0.1B | $0.1B | $0.1B | 3 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 22, 2026 | +6.3% | $17.68 | $17.55 | -0.74% |
| ▲ Q1 FY2026 | Jan 21, 2026 | +6.0% | $17.27 | $18.24 | +5.62% |
| ▼ Q4 FY2025 | Oct 22, 2025 | -34.8% | $15.73 | $15.96 | +1.46% |
| ▲ Q3 FY2025 | Jul 23, 2025 | +6.8% | $15.92 | $15.93 | +0.06% |
| ▲ Q2 FY2025 | Apr 23, 2025 | +35.0% | $13.94 | $14.18 | +1.72% |
| ▼ Q1 FY2025 | Jan 22, 2025 | -7.7% | $15.95 | $15.70 | -1.57% |
| ▲ Q4 FY2024 | Oct 23, 2024 | +10.8% | $15.14 | $15.11 | -0.20% |
| ▲ Q3 FY2024 | Jul 24, 2024 | +3.2% | $15.37 | $15.09 | -1.82% |
Q2 FY2026-0.74%
Report Date
Apr 22, 2026
EPS Beat/Miss
+6.3%
Price Before
$17.68
Price After
$17.55
Q1 FY2026+5.62%
Report Date
Jan 21, 2026
EPS Beat/Miss
+6.0%
Price Before
$17.27
Price After
$18.24
Q4 FY2025+1.46%
Report Date
Oct 22, 2025
EPS Beat/Miss
-34.8%
Price Before
$15.73
Price After
$15.96
Q3 FY2025+0.06%
Report Date
Jul 23, 2025
EPS Beat/Miss
+6.8%
Price Before
$15.92
Price After
$15.93
Q2 FY2025+1.72%
Report Date
Apr 23, 2025
EPS Beat/Miss
+35.0%
Price Before
$13.94
Price After
$14.18
Q1 FY2025-1.57%
Report Date
Jan 22, 2025
EPS Beat/Miss
-7.7%
Price Before
$15.95
Price After
$15.70
Q4 FY2024-0.20%
Report Date
Oct 23, 2024
EPS Beat/Miss
+10.8%
Price Before
$15.14
Price After
$15.11
Q3 FY2024-1.82%
Report Date
Jul 24, 2024
EPS Beat/Miss
+3.2%
Price Before
$15.37
Price After
$15.09
Avg Beat Reaction+0.77%
Avg Miss Reaction-0.06%
Beat Rate6 / 8 quarters
Largest Move+5.62% (Q1 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: HBNC ends December
Horizon Bancorp, Inc. (HBNC) most recently reported earnings on April 22, 2026 for Q2 FY2026, posting EPS of $0.51 — beating the analyst consensus of $0.48 by +6.3%. HBNC has beaten EPS estimates for 2 consecutive quarters. The next HBNC earnings date is expected around September 1, 2026.
Each quarter, investors track HBNC earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. HBNC revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
HBNC's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
HBNC earnings · 5 questionsHorizon Bancorp, Inc.'s next earnings report is expected around September 1, 2026. HBNC typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; HBNC historically reports after market close (AMC).
HBNC earnings datewhen is HBNC earningsHBNC next earnings datewhen does HBNC report earningsHBNC earnings calendar
▸ Source: FMP · Horizon Bancorp, Inc. SEC filings · US GAAP · Horizon Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026