HomeTrust Bancshares, Inc.

HTBNYSEFinancial Services● Active

$47.14

$-0.08(-0.17%)

Market Cap$792206556

P/E Ratio—

52W High$48.08

52W Low$34.66

Avg Volume69K

Open$47.58

Beta0.81

Free Cash Flow Financials Revenue

HomeTrust Bancshares, Inc. (HTB) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

HTB · free cash flow · updated Jun 9, 2026

Core FCF metrics

HTB · FCF · TTM · margin & CAGR

Free cash flow was $19.9M for FY2025 (fiscal year ending 2025-12-31), down 29.5% year-over-year The FCF margin was 6.8%.

FY2025 Free Cash Flow$19.9M▼ -29.5% YoY

Trailing 12M (TTM)$84.2Mtrailing 4 quarters sum

FCF Margin6.8%$19.9M ÷ revenue

3-Year CAGR-5.6%FY2022 → FY2025

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

HTB · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$26.6M(7M)$19.9M▼ 29.5%6.8%

FY2024$45.0M(17M)$28.2M▲ +149.4%9.6%

FY2023−$42.4M(15M)−$57.1M▼ 342.0%-26.4%

FY2022$33.1M(10M)$23.6M▲ +228.4%15.2%

FY2021$9.6M(28M)−$18.4M▲ +67.4%-11.5%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

HTB · P/FCF · FCF yield · FCF per share

HomeTrust Bancshares, Inc. (HTB) trades at a FCF yield of 10.63% and a price-to-free-cash-flow ratio of 9.5x. FCF per share stands at $4.96, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

10.63%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$4.96

TTM FCF ÷ Shares Outstanding

Price / FCF

x9.5

Share Price ÷ FCF per Share

EV / FCF (TTM)

x10.4

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

HTB · cash flow statement · operating / investing / financing

For FY2025, HomeTrust Bancshares, Inc. generated $26.6M in operating cash flow and spent 7M in capital expenditures, yielding $19.9M in free cash flow.

Operating Activities

+$26.6M

Cash from core business operations

2025-12-31

Investing Activities

+$2.5M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$21.9M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($26.6M) − |CapEx| (7M) = FCF ($19.9M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

HTB vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

HomeTrust Bancshares, Inc.YOU

HTB

$19.9M-29.5%6.8%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

HomeTrust Bancshares, Inc. (HTB) reported free cash flow of $19.9M for FY2025 (fiscal year ending 2025-12-31), down 29.5% year-over-year. The FCF margin was 6.8%.

Based on available data, HomeTrust Bancshares, Inc. has maintained positive free cash flow for at least 10 fiscal year(s). FCF peaked at $30.3M in FY2011.

HomeTrust Bancshares, Inc.'s FCF yield is 10.63% and price-to-FCF ratio is 9.5x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

HTB free cash flow · 8 questions

HomeTrust Bancshares, Inc. free cash flow was $19.9M for FY2025, down 29.5% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $84.2M.

HTB free cash flowHTB FCFHTB FCF 2025HTB free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · HomeTrust Bancshares, Inc. · HomeTrust Bancshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026