IGM Financial Inc.

IGM.TOTSXFinancial Services● Active

$80.45

$-0.63(-0.78%)

Market Cap$18.7B

P/E Ratio—

52W High$81.605

52W Low$42.13

Avg Volume474K

Open$80.70

Beta1.11

Free Cash Flow Financials Revenue

IGM Financial Inc. (IGM.TO) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

IGM.TO · free cash flow · updated Jun 8, 2026

Core FCF metrics

IGM.TO · FCF · TTM · margin & CAGR

Free cash flow was $915.0M for FY2025 (fiscal year ending 2025-12-31), down 11.5% year-over-year The FCF margin was 23.9%. Five-year CAGR stands at +7.8%.

FY2025 Free Cash Flow$915.0M▼ -11.5% YoY

Trailing 12M (TTM)$999.3Mtrailing 4 quarters sum

FCF Margin23.9%$915.0M ÷ revenue

3-Year CAGR+15.6%FY2022 → FY2025

5-Year CAGR+7.8%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

IGM.TO · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$1.03B(120M)$915.0M▼ 11.5%23.9%

FY2024$1.15B(119M)$1.03B▲ +51.3%29.6%

FY2023$837.3M(154M)$683.5M▲ +15.3%18.5%

FY2022$737.7M(145M)$592.9M▼ 30.9%18.8%

FY2021$943.6M(86M)$857.7M▲ +36.4%23.9%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

IGM.TO · P/FCF · FCF yield · FCF per share

IGM Financial Inc. (IGM.TO) trades at a FCF yield of 5.32% and a price-to-free-cash-flow ratio of 19.0x. FCF per share stands at $4.23, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

5.32%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$4.23

TTM FCF ÷ Shares Outstanding

Price / FCF

x19.0

Share Price ÷ FCF per Share

EV / FCF (TTM)

x25.0

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

IGM.TO · cash flow statement · operating / investing / financing

For FY2025, IGM Financial Inc. generated $1.03B in operating cash flow and spent 120M in capital expenditures, yielding $915.0M in free cash flow.

Operating Activities

+$1.03B

Cash from core business operations

2025-12-31

Investing Activities

+$301.0M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$972.1M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($1.03B) − |CapEx| (120M) = FCF ($915.0M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

IGM.TO vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

IGM Financial Inc.YOU

IGM.TO

$915.0M-11.5%23.9%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

IGM Financial Inc. (IGM.TO) reported free cash flow of $915.0M for FY2025 (fiscal year ending 2025-12-31), down 11.5% year-over-year. The FCF margin was 23.9%.

Based on available data, IGM Financial Inc. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $1.03B in FY2024. The 5-year CAGR stands at +7.8%.

IGM Financial Inc.'s FCF yield is 5.32% and price-to-FCF ratio is 19.0x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

IGM.TO free cash flow · 8 questions

IGM Financial Inc. free cash flow was $915.0M for FY2025, down 11.5% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $999.3M.

IGM.TO free cash flowIGM.TO FCFIGM.TO FCF 2025IGM.TO free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · IGM Financial Inc. · IGM Financial Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026