Companies: 10,795·Total market cap: $144.5T
ING Groep N.V.

ING Groep N.V.

INGVFOTCFinancial Services● Active
$29.40
$-3.00(-9.26%)
Market Cap$84.3B
P/E Ratio—
52W High$32.4
52W Low$20.25
Cash on HandFinancialsRevenue

ING Groep N.V. (INGVF) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

INGVF · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$106.31B▼ -7.7% vs prior year
FY · as of Dec 31, 2025 · Reported in EUR
Cash & Cash Equiv. (CCE)
$52.89B
cashAndCashEquivalents
Short-Term Investments
$53.42B
shortTermInvestments
YoY Change vs Prior Year
-7.7%
vs prior fiscal year
Latest Quarter
$68.85B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in EUR

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$106.31BCash on Hand
Total Debt$179.22BTotal Debt
Net Cash / Net Debt−$72.91BNet Debt Position
Cash vs Debt Ratio
Cash 37%Debt 63%

ING Groep N.V. carries a net debt position of $72.91B. Total debt ($179.22B) exceeds cash on hand ($106.31B). ING Groep N.V. cash vs debt ratio: 37% cash / 63% debt.

Net Cash = Cash & ST Investments − Total Debt$106.31B − $179.22B = −$72.91B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
INGVF annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$106.31B-7.7%
Dec 31, 2024$115.13B-11.5%
Dec 31, 2023$130.06B+10.0%
Dec 31, 2022$118.23B-13.0%
Dec 31, 2021$135.85B-7.6%
INGVF cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.8%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.5%
#3
ING Groep N.V.
ING Groep N.V.YOU
INGVF
$106.31B126.1%
#4
Visa Inc.
Visa Inc.
V
$21.99B3.6%#5
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

ING Groep N.V. (INGVF) cash on hand as of December 31, 2025 is $106.31B, comprising $52.89B in cash and cash equivalents (CCE) plus $53.42B in short-term investments — reported as ING Groep N.V. cash and short-term investments on the balance sheet (10-K filing). Also referred to as ING Groep N.V. cash reserves or cash position.

ING Groep N.V. annual cash on hand history shows decreased -7.7% in 2025: decreased -7.7% in 2025. ING Groep N.V. cash reserves in 2025 reflect the company's capital allocation strategy.

ING Groep N.V. carries total debt of $179.22B against cash of $106.31B, resulting in a net debt position of -$72.91B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

INGVF cash on hand · 5 questions

As of December 31, 2025, ING Groep N.V. (INGVF) has $106.31B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $52.89B in cash and cash equivalents (CCE) plus $53.42B in short-term investments. Latest quarter (March 31, 2026): $68.85B. Data sourced from the annual 10-K filing via FMP.

INGVF cash on handINGVF cash reservesINGVF cash 2025how much cash does INGVF have

▸ Source: FMP /balance-sheet-statement · US GAAP · ING Groep N.V. · ING Groep N.V. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025