Navient Corporation SR NT 6% 121543

JSMNASDAQFinancial Services● Active

$18.21

$-0.09(-0.49%)

Market Cap$5.0B

P/E Ratio—

52W High$20.65

52W Low$17.76

Avg Volume14K

Open$18.21

Beta0.91

Cash on Hand Financials Revenue

Navient Corporation SR NT 6% 121543 (JSM) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

JSM · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$2.10B▲ +0.0% vs prior year

FY · as of Dec 31, 2025 · Reported in USD

Cash & Cash Equiv. (CCE)

$2.10B

cashAndCashEquivalents

Short-Term Investments

shortTermInvestments

YoY Change vs Prior Year

+0.0%

vs prior fiscal year

Latest Quarter

$2.13B

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$2.10BCash on Hand

Total Debt$5.07BTotal Debt

Net Cash / Net Debt−$2.97BNet Debt Position

Cash vs Debt Ratio

Cash 29%Navient Corporation SR NT 6% 121543 cash as % of market cap: 42.15%% · MCap $5BDebt 71%

Navient Corporation SR NT 6% 121543 carries a net debt position of $2.97B. Total debt ($5.07B) exceeds cash on hand ($2.10B). Navient Corporation SR NT 6% 121543 cash vs debt ratio: 29% cash / 71% debt.

Net Cash = Cash & ST Investments − Total Debt$2.10B − $5.07B = −$2.97B

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

JSM annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

JSM cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$2.10B+0.0%

Dec 31, 2024FY$2.10B+150.7%

Dec 31, 2023FY$839.0M-45.3%

Dec 31, 2022FY$1.53B+69.6%

Dec 31, 2021FY$905.0M-23.5%

JSM cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

JSM vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$430B2.5%

Navient Corporation SR NT 6% 121543YOU

JSM

$2.10B$5B42.0%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Navient Corporation SR NT 6% 121543 (JSM) cash on hand as of December 31, 2025 is $2.10B, comprising $2.10B in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Navient Corporation SR NT 6% 121543 cash and short-term investments on the balance sheet (10-K filing). Also referred to as Navient Corporation SR NT 6% 121543 cash reserves or cash position.

Navient Corporation SR NT 6% 121543 annual cash on hand history shows increased +0.0% in 2025: increased +0.0% in 2025. Navient Corporation SR NT 6% 121543 cash reserves in 2025 reflect the company's capital allocation strategy.

Navient Corporation SR NT 6% 121543 carries total debt of $5.07B against cash of $2.10B, resulting in a net debt position of -$2.97B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

JSM cash on hand · 5 questions

As of December 31, 2025, Navient Corporation SR NT 6% 121543 (JSM) has $2.10B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $2.10B in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $2.13B. Data sourced from the annual 10-K filing via FMP.

JSM cash on handJSM cash reservesJSM cash 2025how much cash does JSM have

▸ Source: FMP /balance-sheet-statement · US GAAP · Navient Corporation SR NT 6% 121543 · Navient Corporation SR NT 6% 121543 SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025