Joint Stock Company Kaspi.kz

KSPINASDAQTechnology● Active

$80.17

$-1.00(-1.23%)

Market Cap$15.2B

P/E Ratio—

52W High$99.2

52W Low$68.59

Avg Volume552K

Open$82.35

Beta0.08

Cash on Hand Financials Revenue

Joint Stock Company Kaspi.kz (KSPI) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

KSPI · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$2.06T▼ -2.4% vs prior year

FY · as of Dec 31, 2025 · Reported in KZT

Cash & Cash Equiv. (CCE)

$903.14B

cashAndCashEquivalents

Short-Term Investments

$1.16T

shortTermInvestments

YoY Change vs Prior Year

-2.4%

vs prior fiscal year

Latest Quarter

$1.98T

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in KZT

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$2.06TCash on Hand

Total Debt$470.58BTotal Debt

Net Cash / Net Debt+$1.59TNet Cash Position

Cash vs Debt Ratio

Cash 81%Joint Stock Company Kaspi.kz cash as % of market cap: 13511.61%% · MCap $15BDebt 19%

Joint Stock Company Kaspi.kz has a net cash position of $1.59T, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$2.06T − $470.58B = +$1.59T

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

KSPI annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

KSPI cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$2.06T-2.4%

Dec 31, 2024FY$2.11T-4.1%

Dec 31, 2023FY$2.20T+28.1%

Dec 31, 2022FY$1.72T+81.0%

Dec 31, 2021FY$948.56B-20.7%

KSPI cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Technology Sector Cash Reserves Comparison

KSPI vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Taiwan Semiconductor Manufacturing Company Limited

TSM

$3.13T$2.2T141.3%

100%

Joint Stock Company Kaspi.kzYOU

KSPI

$2.06T$15B13511.6%

66%

Microsoft Corporation

Technology sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Joint Stock Company Kaspi.kz (KSPI) cash on hand as of December 31, 2025 is $2.06T, comprising $903.14B in cash and cash equivalents (CCE) plus $1.16T in short-term investments — reported as Joint Stock Company Kaspi.kz cash and short-term investments on the balance sheet (10-K filing). Also referred to as Joint Stock Company Kaspi.kz cash reserves or cash position.

Joint Stock Company Kaspi.kz annual cash on hand history shows decreased -2.4% in 2025: decreased -2.4% in 2025. Joint Stock Company Kaspi.kz cash reserves in 2025 reflect the company's capital allocation strategy.

Joint Stock Company Kaspi.kz carries total debt of $470.58B against cash of $2.06T, resulting in a net cash position of +$1.59T. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

KSPI cash on hand · 5 questions

As of December 31, 2025, Joint Stock Company Kaspi.kz (KSPI) has $2.06T in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $903.14B in cash and cash equivalents (CCE) plus $1.16T in short-term investments. Latest quarter (March 31, 2026): $1.98T. Data sourced from the annual 10-K filing via FMP.

KSPI cash on handKSPI cash reservesKSPI cash 2025how much cash does KSPI have

▸ Source: FMP /balance-sheet-statement · US GAAP · Joint Stock Company Kaspi.kz · Joint Stock Company Kaspi.kz SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025