Companies: 10,795·Total market cap: $144.5T
loanDepot, Inc.

loanDepot, Inc.

LDINYSEFinancial Services● Active
$1.14
$-0.05(-3.81%)
Market Cap$380257624
P/E Ratio—
52W High$5.05
52W Low$1.13
Cash on HandFinancialsRevenue

loanDepot, Inc. (LDI) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

LDI · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$337.2M▼ -20.0% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$337.2M
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
-20.0%
vs prior fiscal year
Latest Quarter
$357.2M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$337.2MCash on Hand
Total Debt$5.04BTotal Debt
Net Cash / Net Debt−$4.70BNet Debt Position
Cash vs Debt Ratio
Cash 6%Debt 94%

loanDepot, Inc. carries a net debt position of $4.70B. Total debt ($5.04B) exceeds cash on hand ($337.2M). loanDepot, Inc. cash vs debt ratio: 6% cash / 94% debt.

Net Cash = Cash & ST Investments − Total Debt$337.2M − $5.04B = −$4.70B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
LDI annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$337.2M-20.0%
Dec 31, 2024$421.6M-36.2%
Dec 31, 2023$660.7M-23.5%
Dec 31, 2022$864.0M+105.9%
Dec 31, 2021$419.6M+47.6%
LDI cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.0%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
loanDepot, Inc.
loanDepot, Inc.YOU
LDI
$337.2M87.5%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

loanDepot, Inc. (LDI) cash on hand as of December 31, 2025 is $337.2M, comprising $337.2M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as loanDepot, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as loanDepot, Inc. cash reserves or cash position.

loanDepot, Inc. annual cash on hand history shows decreased -20.0% in 2025: decreased -20.0% in 2025. loanDepot, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

loanDepot, Inc. carries total debt of $5.04B against cash of $337.2M, resulting in a net debt position of -$4.70B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

LDI cash on hand · 5 questions

As of December 31, 2025, loanDepot, Inc. (LDI) has $337,232,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $337,232,000 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $357,188,000. Data sourced from the annual 10-K filing via FMP.

LDI cash on handLDI cash reservesLDI cash 2025how much cash does LDI have

▸ Source: FMP /balance-sheet-statement · US GAAP · loanDepot, Inc. · loanDepot, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025