loanDepot, Inc.

LDINYSEFinancial Services● Active

$1.17

$-0.02(-1.27%)

Market Cap$390308487

P/E Ratio—

52W High$5.05

52W Low$1.13

Avg Volume2.2M

Open$1.19

Beta3.04

Free Cash Flow Financials Revenue

loanDepot, Inc. (LDI) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

LDI · free cash flow · updated Jun 8, 2026

Core FCF metrics

LDI · FCF · TTM · margin & CAGR

Free cash flow was −$734.6M for FY2025 (fiscal year ending 2025-12-31), up 17.6% year-over-year The FCF margin was -47.8%.

FY2025 Free Cash Flow−$734.6M▲ +17.6% YoY

Trailing 12M (TTM)−$725.1Mtrailing 4 quarters sum

FCF Margin-47.8%−$734.6M ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

LDI · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest−$707.5M(27M)−$734.6M▲ +17.6%-47.8%

FY2024−$865.4M(26M)−$891.8M▼ 357.7%-79.8%

FY2023−$174.2M(21M)−$194.8M▼ 104.4%-18.7%

FY2022$4.46B(43M)$4.42B▲ +390.7%312.8%

FY2021−$1.47B(54M)−$1.52B▲ +26.4%-40.5%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

LDI · P/FCF · FCF yield · FCF per share

loanDepot, Inc. (LDI) reported negative free cash flow of −$0.73B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

LDI · cash flow statement · operating / investing / financing

For FY2025, loanDepot, Inc. generated −$707.5M in operating cash flow and spent 27M in capital expenditures, yielding −$734.6M in free cash flow.

Operating Activities

−$707.5M

Cash from core business operations

2025-12-31

Investing Activities

+$14.5M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$566.8M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF (−$707.5M) − |CapEx| (27M) = FCF (−$734.6M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

LDI vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

loanDepot, Inc.YOU

LDI

−$734.6M+17.6%-47.8%

Loss

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

loanDepot, Inc. (LDI) reported free cash flow of −$734.6M for FY2025 (fiscal year ending 2025-12-31), up 17.6% year-over-year. The FCF margin was -47.8%.

Based on available data, loanDepot, Inc. has maintained positive free cash flow for at least 1 fiscal year(s). FCF peaked at $4.42B in FY2022.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

LDI free cash flow · 8 questions

loanDepot, Inc. free cash flow was −$734.6M for FY2025, up 17.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at −$725.1M.

LDI free cash flowLDI FCFLDI FCF 2025LDI free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · loanDepot, Inc. · loanDepot, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026