Companies: 10,795·Total market cap: $144.5T
Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc.

LOBNYSEFinancial Services● Active
$37.63
+$0.22(+0.59%)
Market Cap$1.7B
P/E Ratio
52W High$42.89
52W Low$27.17

Live Oak Bancshares, Inc. (LOB) Stock Forecast & Analyst Price Target

Wall Street consensus, 12-month price targets, model projections, and EPS/revenue estimates — from analyst data and price history.

lob · stock forecast · 9 analysts (3M) · FMP · updated Jun 8, 2026

Analyst Rating & Consensus

Based on 9 Wall Street analysts in the past 3 months

SellBuy

Buy

9 analysts

consensus

Rating Breakdown

Strong Buy
0
Buy
6
Hold
3
Sell
0
Strong Sell
0
Total: 9 · Buy rate: 66.7%

12-Month Price Target

High

$41.00

Consensus

$41.00

+9.0% upside

Low

$41.00

Median: $41 · Last Close: $37.63

The Live Oak Bancshares, Inc. (LOB) analyst consensus is Buy, based on ratings from 9 Wall Street analysts over the past 3 months. The average 12-month LOB price target is $41.00, representing +9.0% upside from the current price of $37.63.

12-Month Price Target Forecast

Historical closing prices + analyst 12-month price target forecast cone

Analyst price target coverage is insufficient to generate a forecast chart for this stock.

Short-Term Price Prediction

Bull

Algorithmically generated · Updated daily

DatePredicted PriceChange
2026-06-09$37.860.62%

1-day model range: $37.73–$37.99. Peak: $37.99 (+0.62%).

Long-Term Stock Price Prediction

Annual stock price forecast · 2027 / 2028 / 2029 / 2030 / 2031

YearAvg PriceChange
2027$45+18.7%
2028$49+30.9%
2029$52+38.3%
2030$54+42.6%
2031+45.0%
Confidence:Medium

Stock Forecast Based on Technical Analysis

14 TA signals (SMA×6 + EMA×6 + RSI + MACD) · EEAT method transparency

Market Sentiment

BULLISH

Based on 14 technical indicators

93%7%0%
13Buy
1Neutral
0Sell
RSI (14)58.0Neutral
MACDBULLISH

Refreshes daily from EOD close

Moving Averages · LOB · Jun 8, 2026

Simple Moving Average (SMA)
MA 5$37.29BUY
MA 10$37.50BUY
MA 20$37.01BUY
MA 50$36.49BUY
MA 100$36.86BUY
MA 200$35.77BUY
Current $LOB · Price above MA = BUY signal
Exponential Moving Average (EMA)
EMA 5$37.42BUY
EMA 10$37.35BUY
EMA 20$37.20BUY
EMA 50$36.75BUY
EMA 100$36.31BUY
EMA 200$35.65BUY
Current $LOB · Price above MA = BUY signal
How we calculate: Technical sentiment is derived from 14 indicators — SMA(5,10,20,50,100,200), EMA(5,10,20,50,100,200), RSI(14), and MACD(12,26,9) — calculated from historical EOD price data. BUY = current price above MA; SELL = below. 14 TA signals + historical EOD price data · Updated daily. Independent of analyst consensus data. Not investment advice.

Latest Analyst Ratings & Upgrades

Filter:
Piper Sandler2026-04-27
Maintains
NeutralNeutral
TD Cowen2026-04-27
Maintains
BuyBuy
Keefe, Bruyette & Woods2026-04-24
Maintains
OutperformOutperform
TD Cowen2026-02-03
Maintains
BuyBuy
Piper Sandler2025-10-24
Maintains
NeutralNeutral
Keefe, Bruyette & Woods2025-08-19
Upgrade ↑
Market PerformOutperform
Keefe, Bruyette & Woods2025-07-25
Maintains
Market PerformMarket Perform
Keefe, Bruyette & Woods2025-07-11
Maintains
Market PerformMarket Perform
Keefe, Bruyette & Woods2025-04-25
Maintains
Market PerformMarket Perform
Keefe, Bruyette & Woods2025-01-24
Maintains
Market PerformMarket Perform

Wall Street analysts have recently issued updated ratings on Live Oak Bancshares, Inc. (LOB) stock. Of the recent 67 rating actions, 9 were upgrades and 5 were downgrades. 9 analysts currently cover LOB.

Analyst Recommendation Trends

Buy ratings02↑ +2
Hold ratings11
Sell ratings00

LOB analyst recommendation trends show increasing buy-side sentiment over the past 6 months. Buy rating actions changed from 0 to 2 per month.

Financial Forecast: EPS & Revenue Estimates

Revenue This Year

$427M

↓ 25.3% YoY

Revenue Next Year

$498M

↑ 16.4% YoY

EPS This Year

$2.47

EPS Next Year

$1.71

↓ 31.0% YoY

EPS ForecastReported vs Estimated

Reported EPSHistorical estimateAnalyst forecast (future)

Analysts forecast LOB EPS of $2.47 for the current fiscal year, based on estimates from 1 analysts. The LOB revenue forecast is $427M for the current year. These are analyst consensus estimates via FMP / S&P Global.

About Forecast & Price Prediction

The LOB stock forecast is supported by two independent data sources: analyst consensus ratings from 9 Wall Street analysts (S&P Global / FMP), and technical analysis calculated from historical EOD price data. The consensus LOB price target is $41.00 (+9.0% upside), with an analyst consensus of Buy.

The LOB short-term stock prediction for tomorrow is $37.86 (+0.62%). The LOB stock price prediction for 2027 estimates an average of $45. The LOB stock prediction for 2030 projects a range of $52–$56.

Live Oak Bancshares, Inc. trades on NYSE under the ticker LOB. The LOB stock outlook for 2027 is broadly positive, supported by a Buy consensus among 67% of covering analysts.

FAQ answers synthesize analyst targets, estimates, and on-page model outputs where shown.

Frequently asked questions

LOB forecast · 8 questions

According to 9 Wall Street analysts, the average 12-month LOB price target is $41.00, with a high forecast of $41.00 and a low of $41.00. The median price target is shown in the chart above when available. This implies +9.0% potential upside from the current price of $37.63.

LOB price targetWhat is LOB price targetLOB analyst price targetLOB 12-month target

· Analyst data: Financial Modeling Prep (FMP) · S&P Global Market Intelligence · Technical analysis: FMP /historical-price-eod/light · Updated: Hourly (analyst) · Daily (technical)

⚠ This information is provided for informational purposes only and does not constitute investment advice. Short-term and long-term price predictions are algorithmically generated and carry significant uncertainty. Past performance does not guarantee future results. Always conduct your own due diligence before making investment decisions.