Live Oak Bancshares, Inc.

LOBNYSEFinancial Services● Active

$37.63

+$0.22(+0.59%)

Market Cap$1.7B

P/E Ratio—

52W High$42.89

52W Low$27.35

Avg Volume251K

Open$37.63

Beta1.90

Net Income Financials Revenue

Live Oak Bancshares, Inc. (LOB) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

LOB · net income · updated Jun 9, 2026

Core profitability metrics

LOB · net income · margin · TTM · CAGR

Net income was $103.8M for FY2025 (fiscal year ending 2025-12-31), up 34.0% year-over-year. Net profit margin was 10.0%. Based on available data, Live Oak Bancshares, Inc. has been profitable since at least 2011.

FY2025 Net Income$103.8M▲ +34.0% YoY

Trailing 12M (TTM)$124.1Mtrailing 4 quarters sum

Net Profit Margin10.0%$103.8M ÷ $1.04B

YoY Change+34.0%—

5-Year CAGR+11.8%FY2020 → FY2025

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 9, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2011

▸ FMP /income-statement · Annual · LOB net income history · LOB profit margin

Annual net income data

LOB · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$103.8M▲ +34.0%10.0%$1.04B

FY2024$77.5M▲ +4.8%8.3%$929.3M

FY2023$73.9M▼ 58.1%9.5%$776.6M

FY2022$176.2M▲ +5.5%34.6%$508.8M

FY2021$167.0M▲ +180.5%33.0%$506.4M

Net income vs peers (Financial Services)

LOB vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

Live Oak Bancshares, Inc.YOU

LOB

$103.8M+34.0%10.0%

Berkshire Hathaway Inc.

BRK-B

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Live Oak Bancshares, Inc. (LOB) reported net income of $103.8M for FY2025 (fiscal year ending 2025-12-31), up 34.0% year-over-year. The net profit margin was 10.0% — meaning the company kept $0.10 of every dollar of revenue as profit.

Based on available data, Live Oak Bancshares, Inc. has been profitable since at least 2011. Net income reached a peak of $176.2M in FY2022. Data available for 15 fiscal years.

Live Oak Bancshares, Inc.'s net profit margin was 10.0% for FY2025, based on the latest annual results.

Investors sometimes search for "Live Oak Bancshares, Inc. net worth" — the company's market capitalization is a separate figure from LOB net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

LOB net income · 5 questions

Live Oak Bancshares, Inc. is profitable. The company reported net income of $103.8M for FY2025, a net profit margin of 10.0%. Net income was up 34.0% year-over-year. Based on available data, Live Oak Bancshares, Inc. has been profitable since at least 2011.

is LOB profitabledoes LOB make a profitLOB profitabilityLOB profitable company

▸ Source: FMP /income-statement · GAAP · Live Oak Bancshares, Inc. · Live Oak Bancshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026