Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. (LOB) PE Ratio — Current & Historical Data
Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.
lob · pe ratio · data through Dec 31, 2025
Core PE Ratio Metrics
Trailing 12 months · TTMThe price-to-earnings (P/E) ratio for Live Oak Bancshares, Inc. (LOB) measures how much investors pay for each dollar of the company's trailing earnings. LOB's current PE ratio of 13.97x is calculated by dividing its stock price of $37.68 by its TTM earnings per share of $2.70. −26.9% discount vs 5Y avg 19.1x
Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31
PE Ratio History
2011 – 2025 · Annual▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)
Historical PE Range
Past 15 fiscal years · Front-end computedMinQ1 · 25%23.0x
MedianQ3 · 75%54.3x
Max
At 13.97x, LOB's current P/E is lower than in 20% of its annual fiscal year readings over the past 15 years — historically low.
Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.
PE Ratio vs Peers
Banks - Regional · 6 peers · Annual PE| Company | Market Cap | PE (Annual) | vs Avg | EPS (TTM) |
|---|---|---|---|---|
Live Oak Bancshares, Inc.You LOB | $1.7B | 13.97x | +3.4% | $2.70 |
 First Merchants Corporation FRME | $2.5B | 9.57x | -29.1% | $3.92 |
 German American Bancorp, Inc. GABC | $1.7B | 12.80x | -5.2% | $3.06 |
 Hope Bancorp, Inc. HOPE | $1.6B | 24.12x | +78.6% | $0.45 |
 Lakeland Financial Corporation LKFN | $1.5B | 14.15x | +4.8% | $4.03 |
 Merchants Bancorp MBIN | $2.2B | 7.14x | -47.1% | $4.77 |
 National Bank Holdings Corporation NBHC | $1.6B | 13.24x | -1.9% | $2.87 |
Industry Average 6 peers with valid PE | — | 13.50x | baseline | — |
* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio
Annual PE Ratio History
| Fiscal Year End | PE Ratio | EPS (TTM) | YoY Change | PE vs Max |
|---|---|---|---|---|
2025-12-31Latest FY2025 | 15.19x | $2.26 | -33.9% | |
2024-12-31 FY2024 | 22.98x | $1.72 | -15.9% | |
2023-12-31 FY2023 | 27.31x | $1.67 | +263.3% | |
2022-12-31 FY2022 | 7.52x | $4.02 | -66.7% | |
2021-12-31 FY2021 | 22.57x | $3.87 | -30.4% | |
2020-12-31 FY2020 | 32.42x | $1.46 | -23.5% | |
2019-12-31 FY2019 | 42.40x | $0.45 | +267.7% | |
2018-12-31 FY2018 | 11.53x | $1.28 | +32.8% | |
2017-12-31 FY2017 | 8.68x | $2.75 | -81.1% | |
2016-12-31 FY2016 | 45.94x | $0.40 | +114.7% |
▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API
About PE Ratio & Methodology
The price-to-earnings (P/E) ratio for Live Oak Bancshares, Inc. (LOB) measures how much investors pay for each dollar of the company's trailing earnings. LOB's current PE ratio of 13.97x is calculated by dividing its stock price of $37.68 by its TTM earnings per share of $2.70.
Frequently asked questions
LOB pe ratio · 6 questionsLOB's current PE ratio is 13.97x as of 2026-06-08, based on a stock price of $37.68 and TTM EPS of $2.70. Data sourced from Financial Modeling Prep via LOB's SEC 10-K and 10-Q filings.
▸ Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Live Oak Bancshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08