Lufax Holding Ltd

LUNYSEFinancial Services● Active

$1.38

$-0.07(-4.83%)

Market Cap$578590162

P/E Ratio—

52W High$4.57

52W Low$1.38

Avg Volume1.5M

Open$1.42

Beta0.68

Cash on Hand Financials Revenue

Lufax Holding Ltd (LU) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

LU · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$41.15B▲ +2.9% vs prior year

FY · as of Dec 31, 2025 · Reported in CNY

Cash & Cash Equiv. (CCE)

$41.15B

cashAndCashEquivalents

Short-Term Investments

shortTermInvestments

YoY Change vs Prior Year

+2.9%

vs prior fiscal year

Latest Quarter

$28.05B

Q4 2025

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in CNY

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$41.15BCash on Hand

Total Debt$81.47BTotal Debt

Net Cash / Net Debt−$40.32BNet Debt Position

Cash vs Debt Ratio

Cash 34%Lufax Holding Ltd cash as % of market cap: 7111.69%% · MCap $1BDebt 66%

Lufax Holding Ltd carries a net debt position of $40.32B. Total debt ($81.47B) exceeds cash on hand ($41.15B). Lufax Holding Ltd cash vs debt ratio: 34% cash / 66% debt.

Net Cash = Cash & ST Investments − Total Debt$41.15B − $81.47B = −$40.32B

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

LU annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

LU cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$41.15B+2.9%

Dec 31, 2023FY$39.99B-9.9%

Dec 31, 2022FY$44.39B+25.8%

Dec 31, 2021FY$35.29B+43.2%

Dec 31, 2020FY$24.65B+211.2%

LU cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

LU vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

BRK-B

$373.31B$1.1T35.5%

25%

Lufax Holding LtdYOU

$41.15B$579M7111.7%

Visa Inc.

$21.99B$614B3.6%

Mastercard Incorporated

$10.90B$430B2.5%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Lufax Holding Ltd (LU) cash on hand as of December 31, 2025 is $41.15B, comprising $41.15B in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Lufax Holding Ltd cash and short-term investments on the balance sheet (10-K filing). Also referred to as Lufax Holding Ltd cash reserves or cash position.

Lufax Holding Ltd annual cash on hand history shows increased +2.9% in 2025: increased +2.9% in 2025. Lufax Holding Ltd cash reserves in 2025 reflect the company's capital allocation strategy.

Lufax Holding Ltd carries total debt of $81.47B against cash of $41.15B, resulting in a net debt position of -$40.32B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

LU cash on hand · 5 questions

As of December 31, 2025, Lufax Holding Ltd (LU) has $41.15B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $41.15B in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (December 31, 2025): $28.05B. Data sourced from the annual 10-K filing via FMP.

LU cash on handLU cash reservesLU cash 2025how much cash does LU have

▸ Source: FMP /balance-sheet-statement · US GAAP · Lufax Holding Ltd · Lufax Holding Ltd SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025