Mastercard Incorporated

MANYSEFinancial Services● Active

$486.74

$-4.34(-0.88%)

Market Cap$430.1B

P/E Ratio—

52W High$601.77

52W Low$464.52

Avg Volume3.5M

Open$486.76

Beta0.74

Cash on Hand Financials Revenue

Mastercard Incorporated (MA) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

MA · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$10.90B▲ +24.2% vs prior year

FY · as of Dec 31, 2025 · Reported in USD

Cash & Cash Equiv. (CCE)

$10.57B

cashAndCashEquivalents

Short-Term Investments

$332.0M

shortTermInvestments

YoY Change vs Prior Year

+24.2%

vs prior fiscal year

Latest Quarter

$8.22B

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$10.90BCash on Hand

Total Debt$19.00BTotal Debt

Net Cash / Net Debt−$8.10BNet Debt Position

Cash vs Debt Ratio

Cash 36%Mastercard Incorporated cash as % of market cap: 2.53%% · MCap $430BDebt 64%

Mastercard Incorporated carries a net debt position of $8.10B. Total debt ($19.00B) exceeds cash on hand ($10.90B). Mastercard Incorporated cash vs debt ratio: 36% cash / 64% debt.

Net Cash = Cash & ST Investments − Total Debt$10.90B − $19.00B = −$8.10B

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

MA annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

MA cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$10.90B+24.2%

Dec 31, 2024FY$8.77B-4.4%

Dec 31, 2023FY$9.18B+23.9%

Dec 31, 2022FY$7.41B-6.2%

Dec 31, 2021FY$7.89B-25.5%

MA cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

MA vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Bank of America Corporation

BAC

$963.73B$383B251.7%

65%

Berkshire Hathaway Inc.

Mastercard IncorporatedYOU

$10.90B$430B2.5%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Mastercard Incorporated (MA) cash on hand as of December 31, 2025 is $10.90B, comprising $10.57B in cash and cash equivalents (CCE) plus $332.0M in short-term investments — reported as Mastercard Incorporated cash and short-term investments on the balance sheet (10-K filing). Also referred to as Mastercard Incorporated cash reserves or cash position.

Mastercard Incorporated annual cash on hand history shows increased +24.2% in 2025: increased +24.2% in 2025. Mastercard Incorporated cash reserves in 2025 reflect the company's capital allocation strategy.

Mastercard Incorporated carries total debt of $19.00B against cash of $10.90B, resulting in a net debt position of -$8.10B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

MA cash on hand · 5 questions

As of December 31, 2025, Mastercard Incorporated (MA) has $10.90B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $10.57B in cash and cash equivalents (CCE) plus $332,000,000 in short-term investments. Latest quarter (March 31, 2026): $8.22B. Data sourced from the annual 10-K filing via FMP.

MA cash on handMA cash reservesMA cash 2025how much cash does MA have

▸ Source: FMP /balance-sheet-statement · US GAAP · Mastercard Incorporated · Mastercard Incorporated SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025