MS&AD Insurance Group Holdings, Inc.

MSADFOTCFinancial Services● Active

$27.21

$-0.25(-0.92%)

Market Cap$39.5B

P/E Ratio—

52W High$29.19

52W Low$17.04

Avg Volume3K

Open$29.19

Beta0.28

Free Cash Flow Financials Revenue

MS&AD Insurance Group Holdings, Inc. (MSADF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

MSADF · free cash flow · updated Jun 9, 2026

Core FCF metrics

MSADF · FCF · TTM · margin & CAGR

Free cash flow was $735.03B for FY2026 (fiscal year ending 2026-03-31), up 28.5% year-over-year The FCF margin was 10.1%.

FY2026 Free Cash Flow$735.03B▲ +28.5% YoY

Trailing 12M (TTM)$0trailing 4 quarters sum

FCF Margin10.1%$735.03B ÷ revenue

3-Year CAGR+853.9%FY2023 → FY2026

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

MSADF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2026Latest$767.41B(32.38B)$735.03B▲ +28.5%10.1%

FY2025$660.19B(88.29B)$571.90B▲ +23.1%9.0%

FY2024$549.47B(84.94B)$464.53B▲ +54747.2%7.3%

FY2023$194.15B(614M)$846.9M▼ 33.7%0.0%

FY2022$236.71B(667M)$1.28B▲ +134.0%0.0%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

MSADF · P/FCF · FCF yield · FCF per share

MS&AD Insurance Group Holdings, Inc. (MSADF) valuation ratios are currently unavailable — market cap, share count, or TTM data could not be retrieved from our data provider.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

Valuation ratios are unavailable — market cap, share count, or TTM data could not be retrieved. Individual metrics are shown where available.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2026 · 2026-03-31

Cash flow statement summary

MSADF · cash flow statement · operating / investing / financing

For FY2026, MS&AD Insurance Group Holdings, Inc. generated $767.41B in operating cash flow and spent 32.38B in capital expenditures, yielding $735.03B in free cash flow.

Operating Activities

+$767.41B

Cash from core business operations

2026-03-31

Investing Activities

−$571.36B

CapEx, acquisitions & investments

2026-03-31

Financing Activities

−$130.05B

Buybacks, dividends & debt

2026-03-31

FCF FormulaOperating CF ($767.41B) − |CapEx| (32.38B) = FCF ($735.03B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

MSADF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

MS&AD Insurance Group Holdings, Inc.YOU

MSADF

$735.03B+28.5%10.1%

100%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

MS&AD Insurance Group Holdings, Inc. (MSADF) reported free cash flow of $735.03B for FY2026 (fiscal year ending 2026-03-31), up 28.5% year-over-year. The FCF margin was 10.1%.

Based on available data, MS&AD Insurance Group Holdings, Inc. has maintained positive free cash flow for at least 13 fiscal year(s). FCF peaked at $735.03B in FY2026.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

MSADF free cash flow · 8 questions

MS&AD Insurance Group Holdings, Inc. free cash flow was $735.03B for FY2026, up 28.5% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $0.

MSADF free cash flowMSADF FCFMSADF FCF 2026MSADF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · MS&AD Insurance Group Holdings, Inc. · MS&AD Insurance Group Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026