OppFi Inc.

OPFINYSETechnology● Active

$7.84

$-0.47(-5.66%)

Market Cap$669483064

P/E Ratio—

52W High$15.03

52W Low$7.36

Avg Volume569K

Open$8.38

Beta1.81

Net Income Financials Revenue

OppFi Inc. (OPFI) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

OPFI · net income · updated Jun 8, 2026

Core profitability metrics

OPFI · net income · margin · TTM · CAGR

Net income was $26.3M for FY2025 (fiscal year ending 2025-12-31), up 262.8% year-over-year. Net profit margin was 4.4%. Based on available data, OppFi Inc. has been profitable since at least 2018.

FY2025 Net Income$26.3M▲ +262.8% YoY

Trailing 12M (TTM)$66.1Mtrailing 4 quarters sum

Net Profit Margin4.4%$26.3M ÷ $597.0M

YoY Change+262.8%—

5-Year CAGR-19.4%FY2020 → FY2025

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2018

▸ FMP /income-statement · Annual · OPFI net income history · OPFI profit margin

Annual net income data

OPFI · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$26.3M▲ +262.8%4.4%$597.0M

FY2024$7.3M▲ +822.2%1.4%$526.0M

FY2023Loss−$1.0M▼ 114.2%-0.2%$508.9M

FY2022$7.1M▼ 72.2%1.6%$452.9M

FY2021$25.6M▼ 67.0%7.3%$350.6M

Net income vs peers (Technology)

OPFI vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

OppFi Inc.YOU

OPFI

$26.3M+262.8%4.4%

Taiwan Semiconductor Manufacturing Company Limited

Microsoft Corporation

Technology · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

OppFi Inc. (OPFI) reported net income of $26.3M for FY2025 (fiscal year ending 2025-12-31), up 262.8% year-over-year. The net profit margin was 4.4% — meaning the company kept $0.04 of every dollar of revenue as profit.

Based on available data, OppFi Inc. has been profitable since at least 2018. Net income reached a peak of $77.5M in FY2020. Data available for 8 fiscal years.

OppFi Inc.'s net profit margin was 4.4% for FY2025, based on the latest annual results.

Investors sometimes search for "OppFi Inc. net worth" — the company's market capitalization is a separate figure from OPFI net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

OPFI net income · 5 questions

OppFi Inc. is profitable. The company reported net income of $26.3M for FY2025, a net profit margin of 4.4%. Net income was up 262.8% year-over-year. Based on available data, OppFi Inc. has been profitable since at least 2018.

is OPFI profitabledoes OPFI make a profitOPFI profitabilityOPFI profitable company

▸ Source: FMP /income-statement · GAAP · OppFi Inc. · OppFi Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026