OptimumBank Holdings, Inc.
OPHCAMEXFinancial Services● Active
$5.51
+$0.01(+0.18%)
Market Cap$67598680
P/E Ratio—
52W High$5.64
52W Low$3.91
OptimumBank Holdings, Inc. (OPHC) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · OPHC · as of 2026-06-09
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $71.13M | $64.25M | $39.23M | $22.84M | $11.82M |
| Cost of Revenue | $23.80M | $27.16M | $16.11M | $7.51M | $2.16M |
| Gross Profit | $47.33M | $37.09M | $23.12M | $15.33M | $9.66M |
| Gross Margin %(computed) | 66.53% | 57.73% | 58.93% | 67.11% | 81.75% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $1.13M | $11.10M | $8.26M | $5.45M | $3.75M |
| Total Operating Expenses | $25.15M | $19.46M | $14.66M | $9.94M | $6.60M |
| Operating Income | $22.17M | $17.63M | $8.46M | $5.39M | $3.07M |
| Operating Margin %(computed) | 31.17% | 27.44% | 21.56% | 23.61% | 25.96% |
| Interest Income | $64.35M | $59.63M | $35.78M | $19.88M | $10.39M |
| Interest Expense | $21.77M | $24.94M | $12.07M | $4.05M | $0.98M |
| Income Before Tax | $22.17M | $17.63M | $8.46M | $5.39M | $3.07M |
| Income Tax Expense | $5.52M | $4.51M | $2.17M | $1.37M | ($3.23M) |
| Net Income | $16.65M | $13.12M | $6.28M | $4.02M | $6.30M |
| Net Margin %(computed) | 23.41% | 20.43% | 16.01% | 17.61% | 53.25% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $1.42 | $1.39 | $0.87 | $0.68 | $1.61 |
| Wtd Avg Shares | 11.75M | 9.44M | 7.24M | 5.95M | 3.90M |
| EBITDA | $23.05M | $18.23M | $9.02M | $5.96M | $3.37M |
| EBITDA Margin %(computed) | 32.41% | 28.37% | 22.98% | 26.10% | 28.51% |
Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M
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About OptimumBank Holdings, Inc. (OPHC) Income Statement
OptimumBank Holdings, Inc. (OPHC) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, OPHC reported revenue of $0.07B, gross profit of $0.05B (gross margin 66.53%), and net income of $0.02B — a net profit margin of 23.41%.
Frequently asked questions
OPHC · 4 questionsOptimumBank Holdings, Inc. (OPHC) reported revenue of $0.07B for 2025, up 10.7% year-over-year.
OPHC revenueOPHC salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09