Old Second Bancorp, Inc.
OSBCNASDAQFinancial Services● Active
$21.71
+$0.15(+0.70%)
Market Cap$1.1B
P/E Ratio—
52W High$22.43
52W Low$16.21
Old Second Bancorp, Inc. (OSBC) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
OSBC · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 22, 2026EPS Actual
$0.49
Est. $0.52 · -5.8%
Revenue
$0.09B
Est. $0.09B · +0.6%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 22, 2026
After Market Close
▼ Miss EPS
OSBC reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.21
Rev. $0.66B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.21
Rev. Est.$0.66B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 22, 2026 | $0.55 | — | — | — | $0.09B | — |
| ▼ Q2 FY2026 | Apr 22, 2026 | $0.52 | $0.49 | -5.8% | $0.09B | $0.09B | +0.6% |
| ▲ Q1 FY2026 | Jan 21, 2026 | $0.53 | $0.58 | +9.4% | $0.10B | $0.09B | +0.3% |
| ▲ Q4 FY2025 | Oct 22, 2025 | $0.26 | $0.53 | +105.2% | $0.09B | $0.08B | +13.6% |
| ▲ Q3 FY2025 | Jul 23, 2025 | $0.47 | $0.48 | +1.8% | $0.07B | $0.08B | -5.2% |
| ▲ Q2 FY2025 | Apr 23, 2025 | $0.43 | $0.45 | +5.1% | $0.07B | $0.06B | +18.3% |
| ▼ Q1 FY2025 | Jan 22, 2025 | $0.48 | $0.44 | -8.3% | $0.07B | $0.07B | +3.7% |
| ▲ Q4 FY2024 | Oct 16, 2024 | $0.47 | $0.50 | +6.4% | $0.07B | $0.07B | -1.2% |
Q3 FY2026
Jul 22, 2026
EPS Actual
—
EPS Est.
$0.55
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 22, 2026Miss
EPS Actual
$0.49
EPS Est.
$0.52
EPS Surpr.
-5.8%
Revenue
$0.09B
Q1 FY2026
Jan 21, 2026Beat
EPS Actual
$0.58
EPS Est.
$0.53
EPS Surpr.
+9.4%
Revenue
$0.10B
Q4 FY2025
Oct 22, 2025Beat
EPS Actual
$0.53
EPS Est.
$0.26
EPS Surpr.
+105.2%
Revenue
$0.09B
Q3 FY2025
Jul 23, 2025Beat
EPS Actual
$0.48
EPS Est.
$0.47
EPS Surpr.
+1.8%
Revenue
$0.07B
Q2 FY2025
Apr 23, 2025Beat
EPS Actual
$0.45
EPS Est.
$0.43
EPS Surpr.
+5.1%
Revenue
$0.07B
Q1 FY2025
Jan 22, 2025Miss
EPS Actual
$0.44
EPS Est.
$0.48
EPS Surpr.
-8.3%
Revenue
$0.07B
Q4 FY2024
Oct 16, 2024Beat
EPS Actual
$0.50
EPS Est.
$0.47
EPS Surpr.
+6.4%
Revenue
$0.07B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.59 | $0.59 | $0.59 | 1 |
| Q3 FY2027 | $0.59 | $0.59 | $0.59 | 1 |
| Q2 FY2027 | $0.57 | $0.57 | $0.57 | 1 |
| Q1 FY2027 | $0.55 | $0.55 | $0.55 | 1 |
| Q4 FY2026 | $0.57 | $0.57 | $0.57 | 1 |
| Q3 FY2026 | $0.57 | $0.57 | $0.57 | 3 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 2 |
| Q2 FY2027 | $0.1B | $0.1B | $0.1B | 2 |
| Q1 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q4 FY2026 | $0.1B | $0.1B | $0.1B | 2 |
| Q3 FY2026 | $0.1B | $0.1B | $0.1B | 3 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 22, 2026 | -5.8% | $21.37 | $21.21 | -0.75% |
| ▲ Q1 FY2026 | Jan 21, 2026 | +9.4% | $20.37 | $21.47 | +5.40% |
| ▲ Q4 FY2025 | Oct 22, 2025 | +105.2% | $18.08 | $17.95 | -0.72% |
| ▲ Q3 FY2025 | Jul 23, 2025 | +1.8% | $18.66 | $18.60 | -0.32% |
| ▲ Q2 FY2025 | Apr 23, 2025 | +5.1% | $15.25 | $15.46 | +1.38% |
| ▼ Q1 FY2025 | Jan 22, 2025 | -8.3% | $18.65 | $18.68 | +0.16% |
| ▲ Q4 FY2024 | Oct 16, 2024 | +6.4% | $15.80 | $16.12 | +2.03% |
| ▲ Q3 FY2024 | Jul 17, 2024 | +2.1% | $16.62 | $16.77 | +0.90% |
Q2 FY2026-0.75%
Report Date
Apr 22, 2026
EPS Beat/Miss
-5.8%
Price Before
$21.37
Price After
$21.21
Q1 FY2026+5.40%
Report Date
Jan 21, 2026
EPS Beat/Miss
+9.4%
Price Before
$20.37
Price After
$21.47
Q4 FY2025-0.72%
Report Date
Oct 22, 2025
EPS Beat/Miss
+105.2%
Price Before
$18.08
Price After
$17.95
Q3 FY2025-0.32%
Report Date
Jul 23, 2025
EPS Beat/Miss
+1.8%
Price Before
$18.66
Price After
$18.60
Q2 FY2025+1.38%
Report Date
Apr 23, 2025
EPS Beat/Miss
+5.1%
Price Before
$15.25
Price After
$15.46
Q1 FY2025+0.16%
Report Date
Jan 22, 2025
EPS Beat/Miss
-8.3%
Price Before
$18.65
Price After
$18.68
Q4 FY2024+2.03%
Report Date
Oct 16, 2024
EPS Beat/Miss
+6.4%
Price Before
$15.80
Price After
$16.12
Q3 FY2024+0.90%
Report Date
Jul 17, 2024
EPS Beat/Miss
+2.1%
Price Before
$16.62
Price After
$16.77
Avg Beat Reaction+1.45%
Avg Miss Reaction-0.29%
Beat Rate6 / 8 quarters
Largest Move+5.40% (Q1 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: OSBC ends December
Old Second Bancorp, Inc. (OSBC) most recently reported earnings on April 22, 2026 for Q2 FY2026, posting EPS of $0.49 — missing the analyst consensus of $0.52 by -5.8%. The next OSBC earnings date is expected around September 1, 2026.
Each quarter, investors track OSBC earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. OSBC revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
OSBC's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
OSBC earnings · 5 questionsOld Second Bancorp, Inc.'s next earnings report is expected around September 1, 2026. OSBC typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; OSBC historically reports after market close (AMC).
OSBC earnings datewhen is OSBC earningsOSBC next earnings datewhen does OSBC report earningsOSBC earnings calendar
▸ Source: FMP · Old Second Bancorp, Inc. SEC filings · US GAAP · Old Second Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026